58 BLACK BEAR LANE, PALM COAST, FL, 32137
Active37 days on marketListed Sep 3, 2026MLS #FC321040
About this home
58 BLACK BEAR LANE
Lots of potential! This spacious family home sits on an oversized lot and has been newley painted outside. The home features a desirable split-bedroom floor plan. The house has a nice flow from the front door through to separate living/dining room with large windows to the front of the house. The kitchen is centrally located at the heart of the home and is open to the family room, creating a natural gathering space for family and entertaining. There is tile throughout the main areas of the home and also a large separate laundry room. There is loads of closet space and ceiling fans in all the rooms. The screened in Florida room stretches the whole length of the back of the house. Step outside to enjoy the spacious backyard, offering plenty of room to relax, play, or create your own outdoor oasis. With generous space inside and out, this home is full of possibilities! A little bit of tlc could make this your dream home. The home has an oversized garage, A/C replaced 2021, upgraded electrical panel and thermostat 2023 and roof 2010.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,950
Sqft
0.27 ac
Lot size
2
Garage
1978
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,428 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,428/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.5%
$/sqft vs PALM COAST/BERNARD MDWS SEC 81
$159 vs $184
Days on market
37 vs 75 typical
Where $159/sqft sits among the 6 homes for sale in PALM COAST/BERNARD MDWS SEC 81
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodlands
Get to know Palm Coast. See the full Palm Coast guide →
Woodlands — neighborhood snapshot
Population
1,346
Median age
66
Median income
$72,734
Median home value
$301,000
Avg household
2
Households w/ children
26%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 6
PALM COAST/BERNARD MDWS SEC 81 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 58 BLACK BEAR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$355,000
58 BLARE CASTLE DRIVE · same community
4 bd · 2.5 ba · 2,086 sqft · $170/sqft · 142 DOM
Sold · Feb ’26$295,000
2 BLACK OAK COURT · same community
4 bd · 2 ba · 2,107 sqft · $140/sqft · 73 DOM
Sold · May ’26$355,000
4 BLAKEVIEW COURT · same community
3 bd · 2 ba · 1,781 sqft · $199/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 58 BLACK BEAR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 58 BLACK BEAR LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
58 BLACK BEAR LANE FAQs
What would the monthly payment be for 58 BLACK BEAR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 58 BLACK BEAR LANE?+
The most recent tax bill on record (2025) was $3,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $310,000, this home is listed about 20% below the Palm Coast median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 58 BLACK BEAR LANE?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Catriona Duffy. MLS #FC321040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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