210 HARBOR VILLAGE POINT N, PALM COAST, FL, 32137
Active43 days on marketListed Aug 28, 2026MLS #FC321044
About this home
210 HARBOR VILLAGE POINT N
Build your dream waterfront home in the exclusive gated community of Yacht Harbor Village. This premium saltwater canal homesite offers direct access to the Intracoastal Waterway, along with the freedom to build at your own pace with no required construction timeline. Boat lift included, with water and electric already in place! The private dock is equipped with water and electric service and features a commercial-grade boat lift designed for vessels up to 20,000 pounds and safety rated for loads up to 40,000 pounds—making it easy to enjoy the boating lifestyle right from your own backyard. HOA fees include lot maintenance, providing a convenient, low-maintenance ownership experience. For those seeking an enhanced resort lifestyle, optional membership to Hammock Beach Resort offers access to an impressive array of amenities, including championship golf, resort-style pools, tennis and pickleball courts, fitness centers, spa and salon services, boutique shopping, and exceptional dining. Additional marina slips are also available for vessels ranging from 30 to 100 feet, providing even more options for boaters. Located at 210 Harbor Village Point, this is a rare opportunity to own one of Palm Coast's premier waterfront homesites. Enjoy the perfect combination of luxury, boating, recreation, and resort-style living while creating the waterfront home you've always envisioned. Don't miss this exceptional opportunity to build your dream home and embrace the waterfront lifestyle you've been waiting for.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 210 HARBOR VILLAGE POINT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
102 YACHT HARBOR DRIVE UNIT 566 · same community
2 bd · 2 ba · 1,351 sqft · $296/sqft · 48 DOM
Sold · Sep ’26$345,000
102 YACHT HARBOR DRIVE UNIT 263 · same community
2 bd · 2 ba · 1,351 sqft · $255/sqft · 433 DOM
Sold · Aug ’26$325,000
102 YACHT HARBOR DRIVE UNIT 278 · same community
2 bd · 2 ba · 1,351 sqft · $241/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 210 HARBOR VILLAGE POINT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 210 HARBOR VILLAGE POINT N — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
210 HARBOR VILLAGE POINT N FAQs
What would the monthly payment be for 210 HARBOR VILLAGE POINT N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill, the $203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 210 HARBOR VILLAGE POINT N?+
The association fee works out to $203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 210 HARBOR VILLAGE POINT N?+
The most recent tax bill on record (2025) was $2,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 210 HARBOR VILLAGE POINT N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $310,000, this home is listed about 21% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 210 HARBOR VILLAGE POINT N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$310,000 is 18% below the PALM COAST 32137 median of $379,773.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Michael Kovar. MLS #FC321044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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