89 SIGNET CIRCLE, FLAGLER BEACH, FL, 32136
Active41 days on marketListed Aug 31, 2026MLS #FC321093
About this home
89 SIGNET CIRCLE
Welcome to 89 Signet Circle in Beach Park Village, an impressive and picturesque home offering resort-style Florida living just 1.5 MILES FROM THE BEACH! Overlooking a peaceful lake with expansive water views, this beautifully customized residence features four spacious bedrooms, three full bathrooms, an open-concept floor plan, 9-foot ceilings, and an extended two-car garage. The bright and airy interior has been freshly painted in custom neutral tones and enhanced with upgraded lighting, new luxury vinyl plank flooring, and soft carpeting with upgraded padding in the bedrooms. Ceiling fans have been installed in every room, including the covered lanai. Two-inch faux-wood blinds throughout, along with a vertical blind at the sliding glass door, add privacy and simplicity. At the heart of the home is a modern gourmet kitchen featuring elegant quartz countertops, abundant cabinetry, a gas cooktop, a large center island with a sink and dishwasher, new stainless steel appliances, a counter-depth side-by-side refrigerator, and an oversized walk-in pantry with additional wire shelving. The open living and dining areas provide a welcoming setting for everyday life and entertaining, while the covered lanai is the perfect place to relax and enjoy the lake view. The spacious primary suite includes a large walk-in closet and private bathroom with dual sinks, a soaking tub, and a separate walk-in shower. Additional bathroom fixtures and extra shelving in the hall closet provide even more function and storage. A full-size laundry room adds everyday convenience. The oversized garage offers additional space for storage, hobbies, or a workshop and includes a utility sink, EV-charger wiring, and extra attic insulation. Hurricane shutters are also included for added peace of mind. Conveniently located near shopping, restaurants, schools, AdventHealth, the new YMCA, and easy access to I-95, this home provides easy travel to Palm Coast, St. Augustine, Daytona Beach, and Jacksonville. Don’t miss this exceptional opportunity to own an exquisite move-in-ready home near the coast. Schedule your private showing today! Note: Staged photos are AI generated.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,239
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,348 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,348/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Flagler Beach actives
$212 vs $303
Days on market
41 vs 80 typical
Where $212/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
71 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 89 SIGNET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$510,000
36 SIGNET CIRCLE
4 bd · 3 ba · 2,239 sqft · $228/sqft · 0 DOM
Sold · May ’26$760,000
1009 S FLAGLER AVENUE
4 bd · 2 ba · 2,215 sqft · $343/sqft · 64 DOM
Sold · Dec ’25$384,990
72 TEQUESTA COURT
4 bd · 3 ba · 2,193 sqft · $176/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 89 SIGNET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 89 SIGNET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
89 SIGNET CIRCLE FAQs
What would the monthly payment be for 89 SIGNET CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,348/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 89 SIGNET CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 89 SIGNET CIRCLE?+
The most recent tax bill on record (2025) was $1,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 89 SIGNET CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $474,900, this home is listed about 14% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 89 SIGNET CIRCLE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $489,900, now $474,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Amy Wear. MLS #FC321093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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