CENTURY 21 Edge
$400,000$429,0003 bd2 ba1,906 sqft$210 /sqft≈$2,901 /mo all-in ↓

34 WOODHOLME LANE, PALM COAST, FL, 32164

Active37 days on marketListed Sep 3, 2026MLS #FC321144

✦ Reduced $29KPrivate poolSingle Family ResidencePALM COAST SEC 27 BLK 58 & 59

About this home

34 WOODHOLME LANE

Virtually Staged. Cool off in your own private pool! Centrally located in the highly desirable Pine Lakes neighborhood of Palm Coast, this solid built concrete block home offers easy access to public golf, shopping, and dining. Curb appeal abounds with a freshly painted exterior and a brand new roof (2025) with upgraded shingles and featuring a transferable warranty. Step through the tiled foyer into the welcoming living and dining areas. The well appointed kitchen boasts 42" upper cabinets and stunning granite countertops, perfectly overlooking the spacious family room. Retreat to the generous owner's suite, complete with a double-door entry, dual "his and hers" closets, and a large 16'x13' bedroom. Designed for Florida living, the second bathroom doubles as a convenient pool bath with an exterior door leading directly to the pool deck and screened back porch. The private, fully fenced backyard is your personal sanctuary ideal for gardening or simply relaxing by the water. Additional features include an inside laundry room, city utilities, and the freedom of NO HOA! Nestled in a quiet area of quality single-family homes, this beauty is ready for you to move in and make a splash.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,906

Sqft

0.24 ac

Lot size

2

Garage

2002

Year built

One

Levels

$210

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$2,513/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,901 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,901/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$372KedgeAI estimate $405,320 · range $387K–$418K$435K

vs edgeAI estimate

−1.3%

$/sqft vs PALM COAST SEC 27 BLK 58 & 59

$210 vs $198

Days on market

37 vs 73 typical

Where $210/sqft sits among the 11 homes for sale in PALM COAST SEC 27 BLK 58 & 59

1
0
2
2
2
4 · this home
$150–162$162–173$173–185$185–197$197–208$208+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Lakes

Get to know Palm Coast. See the full Palm Coast guide →

Pine Lakes — neighborhood snapshot

Population

12,061

Median age

54

Median income

$75,387

Median home value

$315,200

Avg household

2

Households w/ children

868

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryRymfire Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

3 of 11

PALM COAST SEC 27 BLK 58 & 59 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 ▼ $29K
Sep 3, 2026Listed at $429,000 · 37 days on market since
2002Built · PALM COAST SEC 27 BLK 58 & 59

Reality check

What actually sold near 34 WOODHOLME LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

62 WOOD CEDAR DRIVESold · Feb ’26

$330,000

62 WOOD CEDAR DRIVE · same community

3 bd · 2 ba · 1,915 sqft · $172/sqft · 10 DOM

2 WOODBORN LANESold · Dec ’25

$380,000

2 WOODBORN LANE · same community

3 bd · 2 ba · 1,955 sqft · $194/sqft · 150 DOM

113 WOOD HAVEN DRIVESold · Nov ’25

$413,000

113 WOOD HAVEN DRIVE · same community

3 bd · 2 ba · 2,088 sqft · $198/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34 WOODHOLME LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34 WOODHOLME LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

34 WOODHOLME LANE FAQs

What would the monthly payment be for 34 WOODHOLME LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,901/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 34 WOODHOLME LANE?+

The most recent tax bill on record (2025) was $2,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34 WOODHOLME LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $400,000, this home is listed about 3% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 34 WOODHOLME LANE?+

Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$400,000 runs 19% above the PALM COAST 32164 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $429,000, now $400,000 — a $29K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · John Corbett. MLS #FC321144.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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