CENTURY 21 Edge
$1,149,0004 bd3 ba3,041 sqft$378 /sqft≈$7,328 /mo all-in ↓

612 MAHOGANY RUN, PALM COAST, FL, 32137

Active30 days on marketListed Sep 10, 2026MLS #FC321194

✦ New constructionWaterfrontSingle Family ResidenceCONSERVATORY/HAMMOCK BEACH

About this home

612 MAHOGANY RUN

Why wait to build when your dream home is already here? Discover an extraordinary brand-new custom residence in The Conservatory at Hammock Beach, where timeless architecture, elevated craftsmanship, and breathtaking golf and water views come together in an exceptional setting. Perfectly positioned on one of the community’s most desirable lake-to-golf-course homesites overlooking Hole #6, this remarkable 3,041-square-foot residence offers four bedrooms and three bathrooms, with every detail thoughtfully curated to create a luxurious yet inviting coastal retreat. From the moment you arrive, the home makes a statement. A dramatic grand entry featuring a soaring clerestory and open-to-below design fills the space with natural light and creates an impressive sense of volume. Beautiful luxury LVP flooring extends throughout the main living spaces and bedrooms, while the open-concept design effortlessly brings together the living room, dining area, and spectacular chef’s kitchen—creating an elegant backdrop for intimate gatherings or unforgettable entertaining. The kitchen is truly the heart of this home, where exceptional materials meet impeccable design. Custom white oak cabinetry features soft-close dovetail drawers, decorative hardware, and integrated cabinet lighting, beautifully complemented by luxurious Taj Mahal quartzite countertops and premium GE Café appliances. A custom dry bar with bespoke shelving and a dedicated bar refrigerator provides the perfect finishing touch for entertaining and everyday indulgence. Wake each morning to sweeping golf and water views from the serene main level primary suite, designed as a private retreat from the world. The spa-inspired primary bath elevates everyday living with dual vanities and an extraordinary oversized walk-in shower featuring a freestanding soaking tub beautifully positioned within the enclosure. The main level also offers a refined library or private office, guest bedroom, full bath, and thoughtfully designed laundry room, providing exceptional flexibility for both everyday living and visiting guests. Upstairs, the experience continues with an expansive bonus room showcasing panoramic views across the golf course and lake. Step onto the private balcony, where a custom decorative railing frames the scenery and creates an idyllic setting for morning coffee, evening cocktails, or sunset gatherings. It is a space designed not simply to be enjoyed, but to be remembered. Throughout the residence, custom details reveal the level of thought and craftsmanship invested in the home, including built-out closet systems, custom stair lighting, elegant porcelain tile in every bathroom, and dedicated A/C systems for each level. A side-entry two-car garage completes the home with both style and functionality. Best of all, this is luxury without the burden of high-maintenance living. The HOA includes lawn care, irrigation, fiber-optic internet, and a manned security gate, allowing you to spend less time on upkeep and more time enjoying the lifestyle. Residents may also choose to embrace the resort-inspired Hammock Beach Club amenities available with membership within the community, including clubhouse, golf, pool, and fitness facilities. And with a one-year from CO builder warranty included, this exceptional property offers the rare opportunity to be the very first to experience everything it has been designed to provide. This is more than a new home—it is a statement of refined living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,041

Sqft

0.19 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$378

Per sqft

WaterfrontGolf Course & Water view

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
ViewGolf Course · Water
FacesSouth
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorBalcony · Irrigation System · Lighting · Permeable Paving · Private Mailbox · Sliding Doors

Community & fees

HOA fee$405/mo
Taxes (2025)$1,581/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,328 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$132
HOA fee — from the listing$405
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $114,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $114,900
Interest rate6.00%
Loan term

Estimated payment

$7,328/mo

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property taxes (actual bill)$132
HOA / condo fee$405
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$528KedgeAI estimate $611,226 · range $550K–$672K$1.2M

vs edgeAI estimate

+88%

$/sqft vs Palm Coast actives

$378 vs $216

Days on market

30 vs 73 typical

Where $378/sqft sits among the 400 Palm Coast actives

189
94
35
31 · this home
18
33
$156–213$213–269$269–325$325–382$382–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

202 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 203% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $1,149,000 · 30 days on market since
2026Built · CONSERVATORY/HAMMOCK BEACH

Reality check

What actually sold near 612 MAHOGANY RUN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

161 ASPEN WAYSold · Feb ’26

$990,000

161 ASPEN WAY · same community

3 bd · 3.5 ba · 2,922 sqft · $339/sqft · 82 DOM

155 ASPEN WAYSold · Sep ’26

$1,674,000

155 ASPEN WAY · same community

4 bd · 3.5 ba · 3,200 sqft · $523/sqft · 0 DOM

213 CONSERVATORY DRIVESold · Jun ’26

$833,000

213 CONSERVATORY DRIVE · same community

3 bd · 3 ba · 2,503 sqft · $333/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 612 MAHOGANY RUN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 612 MAHOGANY RUN — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

612 MAHOGANY RUN FAQs

What would the monthly payment be for 612 MAHOGANY RUN?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,328/mo — principal and interest, the actual property-tax bill, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 612 MAHOGANY RUN?+

The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 612 MAHOGANY RUN?+

The most recent tax bill on record (2025) was $1,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 612 MAHOGANY RUN?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,149,000, this home is listed about 195% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 612 MAHOGANY RUN?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,149,000 runs 203% above the PALM COAST 32137 median — but at 3,041 sqft it's also 61% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC321194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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