
3392 N OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136
Active29 days on marketListed Sep 11, 2026MLS #FC321236
About this home
3392 N OCEAN SHORE BOULEVARD
ABSOLUTELY SPECTACULAR BRAND-NEW 5 BEDROOM, 5½ BATH CUSTOM COASTAL ESTATE — INTRACOASTAL WATERFRONT + DEDICATED BEACH ACCESS + AIRBNB READY! This is the Florida lifestyle people DREAM about! Located in beautiful Flagler Beach, this one-of-a-kind property offers the best of BOTH WORLDS — enjoy the Atlantic Ocean and dedicated beach access just steps away, spend your afternoons boating the Intracoastal and finish your evenings watching breathtaking sunsets from your own waterfront retreat. No expense was spared in creating this extraordinary three-story custom residence featuring approximately 3,762 SQ. FT. OF AIR-CONDITIONED LIVING, approximately 10-foot ceilings, impact-resistant windows and doors, exceptional architectural finishes and a BEAUTIFULLY DETAILED THREE-STORY ELEVATOR connecting all levels. The third-floor entertaining level is an absolute SHOWSTOPPER! The designer kitchen features an approximately 10-FOOT ISLAND, custom paneled cabinetry, concealed butler’s pantry, dedicated wine storage, 48-INCH SUB-ZERO REFRIGERATOR, premium induction cooktop, commercial-grade ice maker and gorgeous Italian porcelain surfaces. The open kitchen, dining and living spaces create an incredible setting for entertaining while embracing the coastal lifestyle. The luxurious primary suite feels like your own private resort, complete with a custom walk-in closet and spectacular spa-inspired bath featuring an approximately 10’ X 4’ CUSTOM STEAM SHOWER, imported tile, oversized rain shower, multiple water features, integrated LED lighting and Bluetooth speakers. Step outside and prepare to be AMAZED! This backyard was designed as your own PRIVATE WATERFRONT RESORT, featuring an approximately 46’ X 18’ CUSTOM POOL, HOT TUB/CHAMPAGNE SPA, COLD PLUNGE AND HUGE SUNKEN FIRE LOUNGE — the ultimate setting for entertaining, relaxing and enjoying the Florida sunshine. And there’s MORE! The separate GUEST CASITA features its own bedroom, full bath, kitchen, living and dining areas and covered lanai, making it perfect for guests, extended family or added flexibility for this AIRBNB-READY PROPERTY. Continue toward the Intracoastal and discover the sunset outdoor kitchen, spacious courtyard and private boardwalk leading directly toward your waterfront oasis. BOATERS — THIS IS THE ONE! The spectacular double-decker Intracoastal dock features TWO PRIVATE BOAT SLIPS AND TWO BOAT LIFTS, including a 14,000-lb lift designed for approximately a 32-foot boat and an 8,000-lb lift designed for approximately a 19-foot flats boat. Above the slips is an incredible APPROXIMATELY 1,000 SQ. FT. ELEVATED WATERFRONT DECK, creating an amazing entertainment destination for gathering with friends, relaxing and watching unforgettable Intracoastal sunsets. 5 BEDROOMS. 5½ BATHS. DEDICATED BEACH ACCESS. INTRACOASTAL WATERFRONT. TWO BOAT SLIPS. TWO BOAT LIFTS. APPROXIMATELY 1,000 SQ. FT. WATERFRONT DECK. RESORT-STYLE POOL. HOT TUB. COLD PLUNGE. SUNKEN FIRE LOUNGE. GUEST CASITA. AIRBNB READY. Where else can you have it ALL? This extraordinary BRAND-NEW Flagler Beach estate delivers a truly rare opportunity to experience the ultimate Florida coastal lifestyle from the ATLANTIC OCEAN TO THE INTRACOASTAL WATERWAY!
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
3,762
Sqft
0.09 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$930
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,646 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,646/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+132.2%
$/sqft vs Flagler Beach actives
$930 vs $298
Days on market
29 vs 80 typical
Where $930/sqft sits among the 129 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
70 of 129
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 699% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3392 N OCEAN SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,547,500
3309 N OCEAN SHORE BOULEVARD · same community
3 bd · 3.5 ba · 2,068 sqft · $748/sqft · 49 DOM
Sold · Nov ’25$760,000
16 N VILLAGE PARKWAY
5 bd · 5.5 ba · 3,766 sqft · $202/sqft · 201 DOM
Sold · Jun ’26$830,000
19 S WATERVIEW DRIVE
4 bd · 4 ba · 3,754 sqft · $221/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3392 N OCEAN SHORE BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3392 N OCEAN SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3392 N OCEAN SHORE BOULEVARD FAQs
What would the monthly payment be for 3392 N OCEAN SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3392 N OCEAN SHORE BOULEVARD?+
The most recent tax bill on record (2025) was $3,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $3,500,000, this home is listed about 536% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3392 N OCEAN SHORE BOULEVARD?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,500,000 runs 699% above the FLAGLER BEACH 32136 median — but at 3,762 sqft it's also nearly twice the size of the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,849,000, now $3,500,000 — a $349K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC321236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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