200 OCEAN CREST DRIVE UNIT 427, PALM COAST, FL, 32137
Active31 days on marketListed Sep 9, 2026MLS #FC321303
About this home
200 OCEAN CREST DRIVE UNIT 427
Oceanfront, fully furnished one bedroom condominium in the renowned Hammock Beach Golf Resort and Spa, offering effortless luxury living just steps from the Atlantic beaches in Palm Florida and underground parking. This turnkey condo, furnished with upscale furnishings and tile floors throughout delivers true Resort living with on-site golf at the Jack Nicklaus Signature Ocean course, a sprawling water park style pool complex featuring a lazy river, waterslide, adult pool, zero-entry beach pool, hot tubs and indoor pool. There are multiple restaurants and lounges ranging from casual poolside fare to refined oceanfront dining, plus snack bars and grab-and-go options on your way to the beach. Family friendly amenities include kids programs, arcade and bike rentals. This condo is currently in the Hammock Beach rental program so you can rent it when you are not here and enjoy it when you need to get away and relax. This condo offers an oceanfront balcony to enjoy the sunrise and is updated with luxury vinyl flooring and tiles (no carpets) throughout. A Beach Club membership is required in order to have this condo in the rental program. Palm Coast is located an hour away from Jacksonville and half hour away from the Nation's oldest city, St. Augustine. Daytona Beach, home of Daytona International Speedway and Bike Week is half hour away. The Disney Theme parks in Orlando are an hour and a half away and so is the Orlando airport.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
678
Sqft
0.44 ac
Lot size
2003
Year built
One
Levels
$515
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Palm Coast actives
$515 vs $216
Days on market
31 vs 73 typical
Where $515/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
203 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 427
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$288,000
200 OCEAN CREST DRIVE UNIT 726 · same community
1 bd · 1 ba · 678 sqft · $425/sqft · 174 DOM
Sold · Dec ’25$318,500
200 OCEAN CREST DRIVE UNIT 624 · same community
1 bd · 1 ba · 678 sqft · $470/sqft · 2 DOM
Sold · Mar ’26$350,000
15 OCEAN CREST WAY UNIT 1315 · same community
3 bd · 2 ba · 1,696 sqft · $206/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 427 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 427 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 427 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 427?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 427?+
The most recent tax bill on record (2025) was $3,682. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 427?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $349,000, this home is listed about 11% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 427?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$349,000 is 8% below the PALM COAST 32137 median of $379,773.
02Golf Course & Pool & Water views
The golf course and pool and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Janet Salam. MLS #FC321303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 200 OCEAN CREST DRIVE UNIT 427 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →