CENTURY 21 Edge
$2,200,0004 bd4.5 ba4,333 sqft$508 /sqft≈$14,944 /mo all-in ↓

113 ISLAND ESTATES PARKWAY, PALM COAST, FL, 32137

Active29 days on marketListed Sep 11, 2026MLS #FC321307

WaterfrontPrivate poolFully furnishedSingle Family ResidenceISLAND ESTATES

About this home

113 ISLAND ESTATES PARKWAY

Some homes impress with their features. Others create a lifestyle you can picture from the moment you arrive. Set on more than an acre of beautifully established, park-like grounds within the exclusive gated community of Island Estates in Hammock Dunes, this completely renovated waterfront residence brings together privacy, boating, sophisticated design and effortless Florida living. Mature landscaping creates a remarkable sense of arrival, while inside, the transformation is fresh, refined and thoughtfully executed. At the heart of the home, the open kitchen and family room are designed for everything from quiet mornings to evenings with family and friends. European cabinetry, a dramatic waterfall island and an exceptional collection of Sub-Zero, Thermador, Wolf, Bosch and Miele appliances make the kitchen as functional as it is striking. Custom lighting and updated electrical and plumbing fixtures continue throughout the home. The connection to the outdoors is one of the property's defining features. Stacking and pocketing glass doors disappear to open the living spaces to the screened lanai and private backyard oasis. A solar-heated saltwater pool and spa is surrounded by generous areas for lounging, dining and entertaining, while a newer MEGA-VIEW screen enclosure preserves the openness of the setting. Updated Hayward equipment and passive solar panels complete the pool improvements. Beyond the pool, lush grounds unfold toward the water, where a custom pergola and fully equipped outdoor kitchen create another destination for gathering. Fire up the grills after a day on the water or simply enjoy an evening surrounded by tropical landscaping. Follow the path to your private covered dock on the Florida East Coast Canal. Complete with water, electric and a 10,000-pound boat lift, the dock provides bridge-free access to the Intracoastal Waterway, putting boating, fishing and miles of Florida waterways within easy reach. The thoughtfully designed floor plan provides exceptional flexibility. The primary suite and an additional guest bedroom are conveniently located on the first floor, along with the main living and dining spaces and a private office. The spacious primary retreat opens toward the outdoor living area and features an elegant bath with frameless glass shower and generous walk-in storage. Upstairs, two additional bedrooms with ensuite accommodations are joined by a game/family room, wet bar and outdoor balcony, creating a private retreat for family and guests. Practical improvements are equally impressive, including hurricane protection for every door and window, Pella windows, a security system, central vacuum, circulating hot water, updated irrigation and new gutters. A 26KW whole-home generator with a 500-gallon propane tank adds another layer of comfort and peace of mind. Island Estates is a private, gated island community surrounded by coastal waterways. Optional Hammock Dunes Club membership is available separately, offering access to exceptional golf, dining, tennis, fitness and club amenities. Beautifully renovated and designed to embrace both land and water, this is a home where mornings begin beside the pool, afternoons are spent on the Intracoastal and evenings end beneath the palms. The home is ready. The dock is waiting. All that's left is to enjoy the Island Estates lifestyle.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,333

Sqft

1.03 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$508

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Microwave · Range Hood · Refrigerator · Washer · Water Purifier · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Shade Shutter(s) · Sidewalk · Sliding Doors

Community & fees

HOA fee$270/mo
Taxes (2025)$21,816/yr
PetsYes
CommunityGated Community - Guard

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Phone Available · Propane · Public · Sewer Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,944 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2025 actual bill$1,818
HOA fee — from the listing$270
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$14,944/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$1,818
HOA / condo fee$270
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.2M
$1.2MedgeAI estimate $1,429,458 · range $1.3M–$1.6M$2.3M

vs edgeAI estimate

+53.9%

$/sqft vs Palm Coast actives

$508 vs $215

Days on market

29 vs 73 typical

Where $508/sqft sits among the 400 Palm Coast actives

199
88
36
30
20
27 · this home
$156–215$215–273$273–332$332–391$391–449$449+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

204 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 479% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Sep 11, 2026Listed at $2,200,000 · 29 days on market since
2006Built · ISLAND ESTATES

Reality check

What actually sold near 113 ISLAND ESTATES PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

146 ISLAND ESTATES PARKWAYSold · Mar ’26

$3,000,000

146 ISLAND ESTATES PARKWAY · same community

5 bd · 5.5 ba · 5,581 sqft · $538/sqft · 65 DOM

162 ISLAND ESTATES PARKWAYSold · Aug ’26

$2,600,000

162 ISLAND ESTATES PARKWAY · same community

5 bd · 5 ba · 5,823 sqft · $447/sqft · 2 DOM

67 EASTLAKE DRIVESold · Mar ’26

$850,000

67 EASTLAKE DRIVE

4 bd · 4 ba · 4,158 sqft · $204/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 113 ISLAND ESTATES PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 ISLAND ESTATES PARKWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

113 ISLAND ESTATES PARKWAY FAQs

What would the monthly payment be for 113 ISLAND ESTATES PARKWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,944/mo — principal and interest, the actual property-tax bill, the $270/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 ISLAND ESTATES PARKWAY?+

The association fee works out to $270 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 ISLAND ESTATES PARKWAY?+

The most recent tax bill on record (2025) was $21,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 ISLAND ESTATES PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $2,200,000, this home is listed about 464% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 113 ISLAND ESTATES PARKWAY?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,200,000 runs 479% above the PALM COAST 32137 median — but at 4,333 sqft it's also nearly twice the size of the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC321307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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