
19 AVENUE DE LA MER UNIT 405, PALM COAST, FL, 32137
Active29 days on marketListed Sep 11, 2026MLS #FC321401
About this home
19 AVENUE DE LA MER UNIT 405
There is something different about living directly on the ocean. The light, the sound of the waves, the changing horizon and at Cambria at Hammock Dunes, it begins the moment your private elevator opens directly into Residence 405. Unobstructed Atlantic Ocean views immediately become the backdrop to everyday living, while 24 inch polished porcelain floors reflect the natural light and give this residence a wonderful sense of openness and scale. This is oceanfront living that feels both refined and remarkably comfortable. Thoughtfully updated and beautifully maintained, the residence underwent an extensive refresh in December 2025. The bathrooms were transformed with porcelain tile floors, showers and surrounds, Brizo plumbing valves and fixtures, and striking black leathered quartzite vanity tops. The entire condominium was also freshly repainted at that time. The kitchen features modern appliances, while a dedicated laundry room offers a full size washer and dryer. Additional improvements include a newer Trane HVAC system, water heater and dehumidification system. And then there is Cambria itself. One of the building's most distinctive features is its two recently refreshed private guest suites, available exclusively for residents, giving visiting family and friends their own comfortable accommodations without sacrificing the privacy of your home. Residents also enjoy an oceanfront pool and spa, fitness center, theater room, social room with caterer's kitchen, climate controlled wine storage, sauna and steam rooms, outdoor grilling areas and direct beach access. Ownership includes two assigned garage parking spaces. Perfectly positioned within the highly sought after oceanfront community of Hammock Dunes in Palm Coast, Florida, Residence 405 offers more than a beautiful condominium by the sea. Here, the Atlantic Ocean is part of your everyday life, with miles of pristine coastline just outside your door and the privacy, natural beauty and relaxed coastal lifestyle that make Hammock Dunes so special. For those who desire the complete private club experience, Hammock Dunes Club membership is available separately and is not required with condominium ownership. Membership provides access to the Club's golf, dining, fitness, tennis, pickleball and additional private club amenities. Private elevator plus service elevators. Direct Atlantic Ocean views. Exceptional resident amenities. The privacy of Hammock Dunes. This is a place designed not simply for where you live, but for how you live.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,340
Sqft
2.93 ac
Lot size
2
Garage
2005
Year built
One
Levels
$547
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,626 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,626/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+63.8%
$/sqft vs HAMMOCK DUNES
$547 vs $534
Days on market
29 vs 73 typical
Where $547/sqft sits among the 20 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 20
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 237% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 19 AVENUE DE LA MER UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,325,000
19 AVENUE DE LA MER UNIT 705 · same community
2 bd · 2.5 ba · 2,340 sqft · $566/sqft · 79 DOM
Sold · Apr ’26$825,000
15 MARBELLA COURT · same community
3 bd · 2.5 ba · 2,336 sqft · $353/sqft · 162 DOM
Sold · May ’26$1,375,000
85 AVENUE DE LA MER UNIT 102 · same community
3 bd · 2.5 ba · 2,417 sqft · $569/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19 AVENUE DE LA MER UNIT 405 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19 AVENUE DE LA MER UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19 AVENUE DE LA MER UNIT 405 FAQs
What would the monthly payment be for 19 AVENUE DE LA MER UNIT 405?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,626/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19 AVENUE DE LA MER UNIT 405?+
The most recent tax bill on record (2025) was $13,018. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19 AVENUE DE LA MER UNIT 405?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,279,000, this home is listed about 228% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 19 AVENUE DE LA MER UNIT 405?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,279,000 runs 237% above the PALM COAST 32137 median — but at 2,340 sqft it's also 24% larger than the typical Palm Coast listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC321401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 19 AVENUE DE LA MER UNIT 405 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →


