44 CORMORANT COURT, PALM COAST, FL, 32137
Active3 days on marketListed Oct 7, 2026MLS #FC321404
About this home
44 CORMORANT COURT
Beautiful waterfront, 2-story canal home on a cul-de-sac nestled in the highly desirable Palm Harbor. Lawn care included. This home features 3 large bedrooms and a large office. Tile and carpet flooring. Large living room. Kitchen has plenty of cabinetry and counter space. Cozy breakfast nook. The master is on the first floor separate from the two large upstairs bedrooms. A large screened patio that overlooks the water in the back yard. Water views from the master, living room and kitchen. Laundry room has washer and dryer and utility sink for your convenience. 2 Car garage. Small deck, to enjoy your morning coffee. Nearby: walking and biking paths, fishing, kayaking, dining, shopping and just minutes to the beach!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,081
Sqft
0.2 ac
Lot size
1991
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM HARBOR
$1 vs $222
Days on market
3 vs 73 typical
Where $1/sqft sits among the 22 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
15 of 22
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 CORMORANT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$949,419
32 CHEYENNE COURT · same community
3 bd · 2 ba · 2,124 sqft · $447/sqft · 15 DOM
Sold · Feb ’26$499,000
16 S CLAYMONT COURT S · same community
3 bd · 2 ba · 1,993 sqft · $250/sqft · 191 DOM
Sold · Oct ’25$535,000
6 CEDARDALE COURT · same community
3 bd · 2 ba · 1,970 sqft · $272/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 44 CORMORANT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 CORMORANT COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 CORMORANT COURT FAQs
What would the monthly payment be for 44 CORMORANT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 44 CORMORANT COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,750, this home is listed about 99% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 44 CORMORANT COURT?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$2,750 is 99% below the PALM COAST 32137 median of $379,773, and at $1/sqft it sits under the Palm Coast average of $254.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC321404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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