7 WATERFRONT COURT, ORMOND BEACH, FL, 32174
Active31 days on marketListed Sep 11, 2026MLS #FC321413
About this home
7 WATERFRONT COURT
Welcome home to Tomoka Oaks, one of Ormond Beach's established and beautifully landscaped neighborhoods! Tucked away on a quiet cul-de-sac, this inviting 3-bedroom, 2.5-bathroom offers a wonderful combination of space, privacy, and comfortable Florida living. Step inside to a warm and welcoming floor plan featuring a formal living room plus a spacious dining and family room with soaring ceilings and a cozy wood-burning fireplace, creating the perfect gathering place for everyday living and entertaining. The kitchen offers abundant golden oak cabinetry, generous workspace, and a convenient breakfast bar overlooking the living areas. The spacious primary suite is privately situated just off the family room and features high ceilings, a large walk-in closet, and an ensuite bath with a soaking tub, separate shower, dual vanities, and plenty of storage. A desirable split-bedroom floor plan places two additional generously sized bedrooms on the opposite side of the home, Have oversized closets and access to a spacious Jack-and-Jill style bath with dual vanities. Step outside and discover a private backyard retreat surrounded by mature landscaping, relax beneath the magnolia tree, or make the garden your own among established jasmine, hibiscus, palms, cactus, and beautiful plantings along the rock wall. It is a peaceful setting with plenty of potential for outdoor living and entertaining. Additional highlights include NEW WINDOWS installed in 2023, water heater 2023, HVAC 2015, and an oversized 2-car garage with extra room for storage, hobbies, or a workshop. Location is another reason to love this home! Tomoka Oaks is conveniently connected to The Trails area, putting shopping, dining, coffee, fitness, and everyday conveniences close by. Nearby walking and biking paths provide access to local parks and recreation, including the Nova Community Center with tennis, baseball fields, racquetball, a skatepark, and more. With a voluntary HOA ($95 voluntary) and a central Ormond Beach location close to schools, parks, shopping, dining, and recreation, this home offers the opportunity to enjoy an established neighborhood and a true sense of home. Come experience the charm of Tomoka Oaks and imagine making this special home your own!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,255
Sqft
0.26 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Ormond Beach actives
$188 vs $230
Days on market
31 vs 77 typical
Where $188/sqft sits among the 382 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tomoka Oaks Country Club Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Tomoka Oaks Country Club Estates — neighborhood snapshot
Population
1,548
Median age
54
Median income
$132,960
Median home value
$433,860
Avg household
3
Households w/ children
180
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
207 of 382
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 WATERFRONT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$595,000
110 N ST ANDREWS DRIVE · same community
3 bd · 2.5 ba · 2,263 sqft · $263/sqft · 2 DOM
Sold · Sep ’26$440,000
15 OAKMONT CIRCLE · same community
3 bd · 2.5 ba · 2,364 sqft · $186/sqft · 16 DOM
Sold · Sep ’26$489,000
18 TOMOKA OAKS BOULEVARD · same community
4 bd · 2.5 ba · 2,062 sqft · $237/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 WATERFRONT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 WATERFRONT COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7 WATERFRONT COURT FAQs
What would the monthly payment be for 7 WATERFRONT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,187/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7 WATERFRONT COURT?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7 WATERFRONT COURT?+
The most recent tax bill on record (2025) was $4,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 WATERFRONT COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $423,900, this home is listed about 6% above the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7 WATERFRONT COURT?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Priscilla Chanfrau. MLS #FC321413.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 7 WATERFRONT COURT but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →