70 FURNESS PLACE, PALM COAST, FL, 32137
Active15 days on marketListed Sep 25, 2026MLS #FC321422
About this home
70 FURNESS PLACE
Virtually Staged. Prime Location plus quality construction equals GREAT OPPORTUNITY and peace of mind! Custom-built, concrete block home by Red Carpet Construction, one of the area's premier builders of its time. This wonderful home now features a BRAND-NEW ROOF and offers so much promise to its next owner! On a quiet street, somewhat secluded, sitting high & dry on an oversized corner lot in the Palm Harbor subdivision, with NO HOA OR CDD FEES !! This property must be seen to be appreciated. The mature trees & nice landscaping add to the curb appeal, plus there's plenty of room in the back yard for a pool, outdoor oasis, vegetable garden or whatever suits your lifestyle. There's an irrigation system on a private well & automatic timer to keep the lawn lush & green - so you can just "set it and forget it”! Inside you’ll find the desirable split plan layout with a nicely UPDATED primary en-suite on one side, and 2 bedrooms on the opposite side (one with an adjoining bath & generous walk-in closet). The formal living & dining rooms are spacious & inviting, plus the den/family room serves as a more casual space conveniently placed in the heart of the home with access to the “all season room”. Spanning almost the entire width of the house enclosed with vinyl windows & screens, tile flooring, a window air conditioner & wired for 2 ceiling fans, this room is a blessing to enjoy all year round. The entire house has a hard-wired security system with 2 keypads, plus there's new video surveillance cameras as well. Laundry is set up in the garage with a utility tub and upper cabinetry, plus there’s a screen on the overhead garage door, and a pedestrian door for those quick trips in and out. There's so much potential here for someone to add their personal touches and make it their own! Palm Harbor is on the northeastern side of Palm Coast and is highly desirable for its proximity to the I-95, retail shops & restaurants, parks & trails, and so much more! It’s also just a short drive to the bridge over the intracoastal waterway, which provides quick access to the A1A scenic highway offering unobstructed views of the Atlantic Ocean! *NEW ROOF in August 2026, hurricane shutters in 2020, and a new overhead Garage Door in 2018. HVAC and Water Heater in good working order; replacement dates are currently unconfirmed. FLOOD ZONE X = low risk, not required to have flood insurance. *Many lots on the opposite side of the street are owned by the City of Palm Coast with no plans to develop -- they are to remain as part of a wooded conservation area.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,824
Sqft
0.3 ac
Lot size
2
Garage
1983
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.6%
$/sqft vs PALM COAST SEC 07
$169 vs $203
Days on market
15 vs 73 typical
Where $169/sqft sits among the 7 homes for sale in PALM COAST SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
2 of 7
PALM COAST SEC 07 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 70 FURNESS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$429,000
7 FREEMONT TURN · same community
3 bd · 2 ba · 1,899 sqft · $226/sqft · 1 DOM
Sold · May ’26$600,000
27 FREEMONT TURN · same community
3 bd · 2 ba · 1,900 sqft · $316/sqft · 95 DOM
Sold · Nov ’25$335,000
23 FOXHALL LANE · same community
3 bd · 2 ba · 1,669 sqft · $201/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 70 FURNESS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 70 FURNESS PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
70 FURNESS PLACE FAQs
What would the monthly payment be for 70 FURNESS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 70 FURNESS PLACE?+
The most recent tax bill on record (2025) was $3,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $309,000, this home is listed about 21% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 70 FURNESS PLACE?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$309,000 is 19% below the PALM COAST 32137 median of $379,773, and at $169/sqft it sits under the Palm Coast average of $254.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Jeanine Volpe. MLS #FC321422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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