14 ETHEL LANE, PALM COAST, FL, 32164
Active15 days on marketListed Sep 25, 2026MLS #FC321567
About this home
14 ETHEL LANE
Located in the sought-after Cypress Knoll community, this spacious 3-bedroom, 2-bath home offers a comfortable split floor plan with an inviting flow throughout. The kitchen features stainless steel appliances and plenty of space for everyday living. Step outside to the covered, screened-in porch and fully fenced backyard, offering a private space to relax or entertain. Conveniently located near shopping, dining, golf, parks, and the beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,587
Sqft
0.23 ac
Lot size
2
Garage
2002
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,417 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.5%
$/sqft vs PALM COAST/EASTHAMPTON SEC 34
$208 vs $226
Days on market
15 vs 73 typical
Where $208/sqft sits among the 20 homes for sale in PALM COAST/EASTHAMPTON SEC 34
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 20
PALM COAST/EASTHAMPTON SEC 34 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 ETHEL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$332,875
35 EDGE LANE · same community
3 bd · 2 ba · 1,501 sqft · $222/sqft · 12 DOM
Sold · Mar ’26$300,000
8 EDGEMONT PLACE · same community
3 bd · 2 ba · 1,710 sqft · $175/sqft · 2 DOM
Sold · Aug ’26$370,000
3 EASTMAN LANE · same community
3 bd · 2 ba · 1,784 sqft · $207/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14 ETHEL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 ETHEL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14 ETHEL LANE FAQs
What would the monthly payment be for 14 ETHEL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14 ETHEL LANE?+
The most recent tax bill on record (2025) was $2,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $330,000, this home is listed about 15% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 14 ETHEL LANE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVEREST REALTY LLC · Taras Mrochko. MLS #FC321567.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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