25 OCEAN CREST WAY UNIT 1232, PALM COAST, FL, 32137
Active3 days on marketListed Oct 7, 2026MLS #FC321570
About this home
25 OCEAN CREST WAY UNIT 1232
Welcome to 25 Ocean Crest Way, Unit 1232, a beautifully maintained, fully furnished 3-bedroom, 2-bath ocean view villa in the prestigious Hammock Beach Resort community of Palm Coast, Florida. Offering stunning Atlantic Ocean and golf course views, this coastal retreat combines luxury, comfort, and an exceptional resort lifestyle just minutes from the beach. Step inside to a bright and inviting open floor plan filled with natural light. Luxury vinyl plank flooring flows throughout the villa, providing a stylish, durable, and low-maintenance finish. The home is being offered fully furnished, allowing the next owner to enjoy a move-in-ready coastal retreat from day one. The spacious living and dining areas are designed for comfortable everyday living and entertaining, while expansive views create the perfect Florida backdrop. The private balcony is an ideal place to enjoy your morning coffee, ocean breezes, beautiful Florida sunrises, and sweeping views of the lush Hammock Beach golf course and Atlantic Ocean. The spacious primary suite provides a peaceful retreat, complemented by two additional bedrooms that offer flexibility for family, guests, or a home office. Located within Hammock Beach Resort in Palm Coast, this villa offers the opportunity to enjoy one of Northeast Florida's premier oceanfront resort communities. Optional Hammock Beach Club membership provides access to an impressive collection of amenities, including the multi-level pool pavilion, lazy river, waterslide, beach-entry pool, pool bar, hot tubs, fitness center, full-service spa, hydro-grid clay tennis courts, volleyball, driving range, miniature golf, multiple dining options, and a full calendar of member activities and social events. For buyers seeking investment potential, a second home, vacation property, or full-time coastal residence, this fully furnished Hammock Beach villa offers outstanding flexibility. The condominium may also be eligible for participation in the Hammock Beach Resort short-term rental program, subject to current resort requirements and rental program approval. Enjoy luxury resort living in Palm Coast with ocean views, golf course views, nearby beach access, world-class amenities, dining, golf, and the relaxed Florida coastal lifestyle Hammock Beach is known for. 25 Ocean Crest Way, Unit 1232 is an exceptional opportunity to own a fully furnished 3-bedroom Hammock Beach condo in one of Palm Coast's most desirable resort communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,264
Sqft
0 ac
Lot size
2004
Year built
Three Or More
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,277 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,277/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs NORTHSHORE 05
$331 vs $442
Days on market
3 vs 73 typical
Where $331/sqft sits among the 20 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 20
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 25 OCEAN CREST WAY UNIT 1232
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
5 OCEAN CREST WAY UNIT 1432 · same community
3 bd · 2 ba · 1,264 sqft · $324/sqft · 53 DOM
Sold · Apr ’26$725,000
200 OCEAN CREST DRIVE UNIT 707 · same community
3 bd · 3 ba · 1,676 sqft · $433/sqft · 109 DOM
Sold · Mar ’26$670,000
200 OCEAN CREST DRIVE UNIT 515 · same community
3 bd · 3 ba · 1,676 sqft · $400/sqft · 383 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25 OCEAN CREST WAY UNIT 1232 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25 OCEAN CREST WAY UNIT 1232 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25 OCEAN CREST WAY UNIT 1232 FAQs
What would the monthly payment be for 25 OCEAN CREST WAY UNIT 1232?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25 OCEAN CREST WAY UNIT 1232?+
The most recent tax bill on record (2025) was $5,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25 OCEAN CREST WAY UNIT 1232?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $419,000, this home is listed about 7% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 25 OCEAN CREST WAY UNIT 1232?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$419,000 runs 10% above the PALM COAST 32137 median.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Melissa Vaculik. MLS #FC321570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 25 OCEAN CREST WAY UNIT 1232 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leila to ping you on any price or status change →