
200 OCEAN CREST DRIVE UNIT 1012, PALM COAST, FL, 32137
Active18 days on marketListed Sep 22, 2026MLS #FC321629
About this home
200 OCEAN CREST DRIVE UNIT 1012
10TH-FLOOR LUXURY WITH A VIEW THAT STEALS THE SHOW . . .Positioned on the 10th floor of Hammock Beach’s 11-story oceanfront tower, this extraordinary residence offers the space, privacy and elevation rarely found in condominium living. With approximately 3,264 square feet, four bedrooms and four-and-one-half baths, this is not simply a condominium—it lives with the scale and comfort of a luxury home, all while enjoying the ease of resort-style living. The moment you enter, the sheer size of the residence sets it apart. Generous living and dining spaces provide room to entertain on a grand scale, while four spacious bedrooms and four-and-one-half baths allow family and guests to enjoy exceptional privacy. This is one of the largest floor plans offered at Hammock Beach and a compelling alternative for buyers who want substantial living space without the maintenance of a single-family home. BUT THE DEFINING FEATURE MAY BE OUTSIDE . . . An expansive balcony stretches across the residence, creating an outdoor living space that feels like an extension of the interior. From this remarkable 10th-floor vantage point, the view sweeps across the 18th green of the Jack Nicklaus Signature Ocean Course, with the coastal landscape and Atlantic beyond creating an ever-changing backdrop. Morning coffee, cocktails at sunset or dinner with friends become something entirely different when this is the view from home. AND THEN THERE IS THE HAMMOCK BEACH LIFESTYLE . . . Ownership provides the opportunity to become a member of The Club at Hammock Beach, where resort living can become part of everyday life. Membership opens the door to an extraordinary collection of amenities, including a private one-mile beach with beach chair service, nine swimming pools featuring the popular Fantasy Pool Complex with lazy river and three-story waterslide, three athletic centers with more than 50 weekly fitness classes, eight hydro-grid clay tennis courts, four pickleball courts, exceptional dining ranging from casual to fine dining, and access to the full-service Spa at Hammock Beach. Members also enjoy a calendar of private events, activities and special member privileges throughout the year. For the golf enthusiast, Hammock Beach is especially difficult to duplicate. Golf membership opportunities provide access to two award-winning Signature courses—the spectacular Jack Nicklaus-designed Ocean Course, with six holes situated directly along the Atlantic, and the Tom Watson-designed Conservatory Course. The Ocean Course is the very course that unfolds below this residence, making the view from the balcony even more remarkable. It is a lifestyle that allows you to wake up overlooking championship golf, walk to the beach, spend the afternoon by the pool or at the spa, meet friends for dinner and enjoy a full calendar of social and recreational activities—all without leaving the resort. And with only one residential floor above, the 10th-floor location delivers the elevated perspective buyers seek in a luxury high-rise without sacrificing the connection to the golf course, ocean and resort below. At Hammock Beach, buyers have the opportunity to enjoy the space and setting associated with a multimillion-dollar South Florida residence—without South Florida pricing. That combination is exceptionally difficult to replicate.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,264
Sqft
3.6 ac
Lot size
2
Garage
2003
Year built
One
Levels
$591
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,923 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,923/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.7%
$/sqft vs NORTHSHORE 05
$591 vs $435
Days on market
18 vs 73 typical
Where $591/sqft sits among the 20 homes for sale in NORTHSHORE 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 20
NORTHSHORE 05 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 408% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 1012
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$677,000
55 OCEAN CREST WAY UNIT 922 · same community
3 bd · 2.5 ba · 1,859 sqft · $364/sqft · 92 DOM
Sold · Dec ’25$840,000
200 OCEAN CREST DRIVE UNIT 513 · same community
3 bd · 3 ba · 1,818 sqft · $462/sqft · 10 DOM
Sold · Mar ’26$500,000
5 OCEAN CREST WAY UNIT 1431 · same community
3 bd · 2 ba · 1,696 sqft · $295/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 1012 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 1012 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 1012 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 1012?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,923/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 1012?+
The most recent tax bill on record (2025) was $19,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 1012?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,929,000, this home is listed about 395% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 1012?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,929,000 runs 408% above the PALM COAST 32137 median — but at 3,264 sqft it's also 73% larger than the typical Palm Coast listing.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC321629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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