249 CHERYL ELAINE DRIVE, BUNNELL, FL, 32110
Active18 days on marketListed Sep 24, 2026MLS #FC321650
About this home
249 CHERYL ELAINE DRIVE
CALLING ALL FISHERMEN, BOATERS AND WEEKEND ADVENTURERS! At $129,000, here's your opportunity to own your own little slice of Old Florida approximately half a mile from Bull Creek Campground and Marina! Situated on just over 1/4 acre, this unique property offers a 3-bedroom, 2-bath single-wide manufactured home PLUS a separate studio-style tiny home, giving you plenty of options for full-time living, a weekend escape or additional guest space. The main home features an open living, dining and kitchen area with plenty of room to kick back after a day on the water. The property is being offered partially furnished, with additional items potentially negotiable. And then there's the BONUS SPACE! The separate tiny home features its own living/kitchenette area, separate sleeping space, bathroom with tiled shower and cooling—giving family and friends their own private retreat just steps from the main home. Outside, enjoy a spacious yard along with a carport and metal storage shed with room for fishing gear, tools and outdoor toys. THE LOCATION IS THE REAL CATCH! Bull Creek Campground and Marina is approximately half a mile away, offering convenient access to the boat launch, docks and water. A new restaurant at the marina is also nearing completion. Whether you're looking for a fishing camp, weekend getaway, seasonal Florida escape or full-time home with separate guest quarters, this property offers a lot of possibilities at an affordable price. Bring the boat, fishing poles and your plans—Bull Creek is calling! IMPORTANT: No title is available for the manufactured home. Buyer will be required to execute a Hold Harmless Agreement. Buyer and buyer's agent are responsible for independently verifying title status, permitting, zoning, property use, short-term/vacation rental eligibility, measurements and all information important to the purchase. Information is believed to be accurate but is not guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
720
Sqft
0.22 ac
Lot size
1982
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Bunnell actives
$179 vs $187
Days on market
18 vs 73 typical
Where $179/sqft sits among the 71 Bunnell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bunnell
Get to know Bunnell. See the full Bunnell guide →
BUNNELL 32110 — neighborhood snapshot
Population
9,877
Median age
42.6
Median income
$56,277
Median home value
$221,200
Avg household
2.7
Households w/ children
1,090
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bunnell market
$285K → $297K
Bunnell median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
42 of 71
Bunnell actives have cut their price
Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the BUNNELL 32110 median. See the full Bunnell market guide →
Paper trail
This home's history
Reality check
What actually sold near 249 CHERYL ELAINE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$35,000
136 CANHAM STREET · same community
1 bd · 1 ba · 664 sqft · $53/sqft · 115 DOM
Sold · Jun ’26$196,500
15 MATT COURT · same community
2 bd · 2 ba · 924 sqft · $213/sqft · 54 DOM
Sold · Feb ’26$72,000
37 CANHAM STREET
2 bd · 1.5 ba · 720 sqft · $100/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 249 CHERYL ELAINE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 249 CHERYL ELAINE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
249 CHERYL ELAINE DRIVE FAQs
What would the monthly payment be for 249 CHERYL ELAINE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 249 CHERYL ELAINE DRIVE?+
The most recent tax bill on record (2025) was $1,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bunnell?+
At $129,000, this home is listed about 56% below the Bunnell median of $292,000. The market section on this page shows how the area is trending.
Which schools are assigned to 249 CHERYL ELAINE DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIVIN PARADISE REALTY LLC · Tina Rodriguez. MLS #FC321650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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