1418 N CENTRAL AVENUE, FLAGLER BEACH, FL, 32136
Active14 days on marketListed Sep 26, 2026MLS #FC321688
About this home
1418 N CENTRAL AVENUE
Steps from the sand with breathtaking ocean views, this beautifully updated Flagler Beach townhome offers the perfect blend of coastal style, comfort, and durability, and is available fully furnished for an easy, turnkey beach lifestyle! Wake up to gorgeous beach sunrises from the primary bedroom and living room, while the kitchen balcony and guest bedroom offer peaceful sunset views. The fully renovated kitchen features custom cabinetry, granite countertops, and stainless steel appliances, creating a stylish and functional space for everyday living and entertaining. This move in ready home has been thoughtfully updated with a recoated roof and new water heater in 2021, plus a new A/C system in 2025. Storm shutters are included, and the home’s thick poured concrete walls were built with coastal durability in mind. Enjoy the benefits of low maintenance beachside living without the same reserve requirements associated with condominiums. The HOA extends to the high tide watermark, helping preserve the beautiful oceanfront setting. Outside, a private covered carport and additional storage provide plenty of room for beach gear, bikes, or a golf cart. Cool off at the sparkling community pool just steps from your door, or head across to the beach whenever the mood strikes. Located in a golf cart friendly area, puts you minutes from Flagler Beach restaurants, local shops, the pier, and everything that makes this laid back beach town so special. With an HOA of just $650 per quarter and the opportunity to purchase the home fully furnished, this is an exceptional option for a primary residence, second home, or coastal getaway. Come experience the Flagler Beach lifestyle, ocean views, salty breezes, beautiful sunrises, and the beach just steps away!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,152
Sqft
0.02 ac
Lot size
1979
Year built
Three Or More
Levels
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.7%
$/sqft vs Flagler Beach actives
$477 vs $298
Days on market
14 vs 80 typical
Where $477/sqft sits among the 129 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
71 of 129
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1418 N CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$535,000
1400 N CENTRAL AVENUE · same community
2 bd · 1.5 ba · 1,152 sqft · $464/sqft · 80 DOM
Sold · Apr ’26$192,000
10 VILLAGE DRIVE
2 bd · 2 ba · 1,118 sqft · $172/sqft · 241 DOM
Sold · Jul ’26$228,000
12 VILLAGE DRIVE
2 bd · 1.5 ba · 1,196 sqft · $191/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1418 N CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1418 N CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1418 N CENTRAL AVENUE FAQs
What would the monthly payment be for 1418 N CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,423/mo — principal and interest, the actual property-tax bill, the $217/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1418 N CENTRAL AVENUE?+
The association fee works out to $217 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1418 N CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $6,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1418 N CENTRAL AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $550,000, this home is priced right at the Flagler Beach median.
Which schools are assigned to 1418 N CENTRAL AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 26% above the FLAGLER BEACH 32136 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Cathy Horrocks. MLS #FC321688.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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