
200 OCEAN CREST DRIVE UNIT 542, PALM COAST, FL, 32137
Active12 days on marketListed Sep 28, 2026MLS #FC321704
About this home
200 OCEAN CREST DRIVE UNIT 542
Experience elevated coastal living in this beautifully appointed 3-bedroom, 3.5-bath residence located in the coveted South Ocean Towers at Hammock Beach. Offering approximately 2,246 square feet of spacious living, Unit 542 combines the comfort and privacy of a luxury residence with an exceptional oceanfront resort setting. From the moment of arrival, the residence exudes a special welcome. A private elevator opens directly into the unit, providing a level of privacy and convenience. Inside, an inviting open floor plan delivers a relaxed, casual everyday living and entertaining atmosphere. Numerous upgrades have been thoughtfully completed throughout the residence, creating a fresh, sophisticated feel. The beautifully updated kitchen features new contemporary vinyl-clad cabinetry, stainless steel appliances and state-of-the-art under-cabinet lighting, while opening seamlessly to the generous living and dining areas. New luxury vinyl flooring enhances the living and bedroom spaces. The home has been freshly painted throughout providing an irrepressible, clean feeling. The existing travertine has been professionally cleaned and regrouted, beautifully refreshing the home's finishes, while plantation shutters add a timeless, elegant touch. Additional upgrades include new, flat screen televisions, contemporary ceiling fans, and recessed lighting throughout. Impressive 10-foot-tall sliding glass doors create a dramatic connection between the interior and the expansive outdoor living area. One of the residence's standout features is the oversized balcony, offering an incredible extension of the indoor living space with plenty of room for dining, lounging and entertaining. It is the perfect setting for morning coffee, evening cocktails or simply relaxing and enjoying the coastal breeze. Additional features include an assigned parking space, making everyday transit effortless. This residence has been enjoyed as a private retreat and presents an appealing opportunity for someone seeking a primary residence, second home or luxury coastal getaway. The South Ocean Towers are among Hammock Beach's most desirable residential addresses, offering a more private condominium experience while keeping you close to the beach and the exceptional lifestyle for which Hammock Beach is known. Club membership is available separately, providing access to an impressive collection of Hammock Beach amenities, including championship golf, spectacular pools and lazy river, spa and fitness facilities, tennis, pickleball and multiple dining venues. Never placed in the rental program and easy to show, this property offers an exceptional opportunity to experience the very best of the Hammock Beach lifestyle. Schedule your private tour today and discover all that this beautifully updated coastal residence has to offer.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,246
Sqft
0.07 ac
Lot size
2
Garage
2007
Year built
One
Levels
$650
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,574 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,574/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51%
$/sqft vs Palm Coast actives
$650 vs $216
Days on market
12 vs 73 typical
Where $650/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 284% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 542
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
80 LONGVIEW WAY N
3 bd · 2 ba · 2,238 sqft · $257/sqft · 104 DOM
Sold · Aug ’26$780,000
23 CLEVELAND COURT
4 bd · 3 ba · 2,271 sqft · $343/sqft · 0 DOM
Sold · Jun ’26$630,000
27 COLLINGDALE COURT
4 bd · 2 ba · 2,208 sqft · $285/sqft · 216 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 542 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 542 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 542 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 542?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,574/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 542?+
The most recent tax bill on record (2025) was $11,932. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 542?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,459,000, this home is listed about 274% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 542?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,459,000 runs 284% above the PALM COAST 32137 median — but at 2,246 sqft it's also 19% larger than the typical Palm Coast listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Karla Goodman. MLS #FC321704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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