
20 RUE GRANDE MER, PALM COAST, FL, 32137
Active11 days on marketListed Sep 29, 2026MLS #FC321789
About this home
20 RUE GRANDE MER
Mediterranean Coastal Elegance - Ocean and Golf Vistas. Perched majestically above the 18th green of the legendary Links Golf Course, this Mediterranean-inspired architectural masterpiece offers a rare vantage point where the emerald fairways meet the sapphire expanse of the Atlantic. Situated on a premier .74-acre homesite within the exclusive gates of Grande Mer, this estate is a masterclass in "elevated living." The residence utilizes an inverted floor plan to prioritize what matters most: The View. The primary bedroom and social spaces are situated on the second level (27’ high), capturing panoramic ocean vistas and constant salt-air breezes. From the grand circular wood staircase and the glow of an 8’ antique chandelier to the polished marble and Brazilian walnut wood flooring, plus world-class lighting by Fine Art Handcrafted and Myran Allan (2025 upgrades), every inch of the 10,019 total square feet exudes refined artistry. Overlooking the Atlantic is the epicurean heart of the home boasting custom crafted Busby Cabinets. The chef’s command center features professional Wolf gas cooktop, Sub-Zero refrigerator, KitchenAid built-in ovens, center island with prep sink, microwave and icemaker plus a large walk-in pantry and a dedicated refrigerated Wine Cellar. Whether hosting in the formal dining room under a shimmering silver-leaf ceiling or retreating to the "Primary Sanctuary"—complete with its own bathroom fireplace—the home offers a seamless blend of grand-scale entertaining and intimate comfort. Outside, the transition to "resort life" is effortless featuring an expansive loggia boasting pecky cypress ceilings with creeping fig on the walls, retractable storm shutters plus an inviting outdoor fireplace. The open-air saltwater heated pool and spa are framed by a travertine deck while a summer kitchen and fire pit provide the ultimate backdrop for starlit coastal evenings. Built to the highest standards of concrete block construction with full impact protection, X flood zone and professional lightning protection plus and a 4-car garage designed for the collector, this is more than a home; it is a fortress of luxury. Call today to preview this amazing home! Purchase of the Hammock Dunes Club Membership is available but not required. Recognized as one of the world's top Private Clubs, Hammock Dunes is an award-winning Oceanfront Club with 2 Audubon Certified golf courses, oceanfront clubhouse, pool, 5,000sf fitness center, croquet, social activities and more! Wonderful dining options such as Elegant Oceanfront Dining, The Dunes Tavern, Alfresco Dining, Low Country Style Dining. Enjoy our small town with its quiet, pristine beaches while big city life in Jax or Orlando is just 1 hour away.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
6,524
Sqft
0.74 ac
Lot size
4
Garage
2008
Year built
Two
Levels
$720
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$28,482 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$28,482/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+154.5%
$/sqft vs HAMMOCK DUNES
$720 vs $534
Days on market
11 vs 73 typical
Where $720/sqft sits among the 20 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
5 of 20
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1138% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 RUE GRANDE MER
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,350,000
12 VIA SALERNO · same community
4 bd · 5 ba · 5,932 sqft · $228/sqft · 342 DOM
Sold · Sep ’26$3,100,000
28 PORTO MAR UNIT 104 · same community
4 bd · 4.5 ba · 4,935 sqft · $628/sqft · 0 DOM
Sold · Sep ’26$2,075,000
13 ANASTASIA COURT · same community
4 bd · 4.5 ba · 4,652 sqft · $446/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20 RUE GRANDE MER — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 RUE GRANDE MER — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20 RUE GRANDE MER FAQs
What would the monthly payment be for 20 RUE GRANDE MER?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,482/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20 RUE GRANDE MER?+
The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20 RUE GRANDE MER?+
The most recent tax bill on record (2025) was $12,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20 RUE GRANDE MER?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $4,700,000, this home is listed about 1105% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 20 RUE GRANDE MER?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,700,000 runs 1138% above the PALM COAST 32137 median — but at 6,524 sqft it's also nearly 3 times the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Lisa Gardner. MLS #FC321789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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