
56 OAK VIEW CIRCLE W, PALM COAST, FL, 32137
Active9 days on marketListed Oct 1, 2026MLS #FC321795
About this home
56 OAK VIEW CIRCLE W
Old-world craftsmanship like this isn't built anymore. In Ocean Hammock, it's waiting for you. This tile-roof Mediterranean sits on a deep lakefront lot shaded by old oaks, with 3 bedrooms and 4 full baths with study, finished in custom cherry millwork, tile and stained glass. A leaded-glass entry with sidelights and an arched transom opens to a foyer set with a mosaic medallion. Marbleized columns frame the formal living and dining rooms, each finished with tray ceilings, lit arched niches and glass display shelving, while sliders open to the lanai. The kitchen is made for serious cooking, with cherry cabinetry, a granite peninsula with a gas cooktop and seating, a second prep island with its own sink, and a carved stone farmhouse sink. A panel-front built-in refrigerator, a wall oven with a warming drawer and an appliance garage complete the space. A separate butler's pantry adds a second sink, a microwave and more storage. The kitchen opens to the family room, where a fireplace is flanked by built-ins beneath an arched clerestory window and a slider looks out over the lake. The study has a coffered ceiling and a full wall of custom cherry cabinetry and shelving. The primary suite pairs a tray ceiling with a sitting area, French doors to the lanai and built-in dressers. Its bath offers a dual granite vanity, a glass-block walk-in shower with body sprays and a bench, and a jetted tub set between columns beneath a stained-glass window. Outdoors, a colonnade of arches runs the length of the covered lanai, which has a bead board ceiling, fans, recessed lighting and a summer kitchen with a sink and cabinetry. Past the arches, a stone-edged [spa/plunge pool] with a rock feature sits under the screen enclosure facing the water. Beyond the cage, the lawn slopes to the lakeshore, with a paver circle and fountain in between. A pool bath opens directly to the lanai. A laundry room with a utility sink and cabinetry, along with a 3-car split garage, rounds out the home. -FULL HOUSE GENERATOR!!! An optional membership to the Hammock Beach Club opens access to the resort and all of its amenities.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,169
Sqft
0.31 ac
Lot size
3
Garage
2003
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,706 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,706/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs OCEAN HAMMOCK
$331 vs $439
Days on market
9 vs 73 typical
Where $331/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
13 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 56 OAK VIEW CIRCLE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,300,000
2 DRIFTWOOD LANE · same community
3 bd · 4 ba · 3,164 sqft · $411/sqft · 44 DOM
Sold · May ’26$1,399,900
505 CINNAMON BEACH LANE · same community
4 bd · 4 ba · 3,231 sqft · $433/sqft · 214 DOM
Sold · Apr ’26$1,250,000
42 KINGFISHER LANE · same community
3 bd · 3.5 ba · 2,903 sqft · $431/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 56 OAK VIEW CIRCLE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 56 OAK VIEW CIRCLE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
56 OAK VIEW CIRCLE W FAQs
What would the monthly payment be for 56 OAK VIEW CIRCLE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,706/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 56 OAK VIEW CIRCLE W?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 56 OAK VIEW CIRCLE W?+
The most recent tax bill on record (2025) was $5,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 56 OAK VIEW CIRCLE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,050,000, this home is listed about 169% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 56 OAK VIEW CIRCLE W?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,050,000 runs 176% above the PALM COAST 32137 median — but at 3,169 sqft it's also 68% larger than the typical Palm Coast listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Andrew Kalcounos. MLS #FC321795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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