
1512 S CENTRAL AVENUE, FLAGLER BEACH, FL, 32136
Active7 days on marketListed Oct 3, 2026MLS #FC321815
About this home
1512 S CENTRAL AVENUE
FLAGLER BEACHSIDE ON DESIRABLE CENTRAL AVENUE JUST ONE BLOCK FROM THE OCEAN! This large split-level home must be seen to be appreciated! Offering the ability to host a multi-generational family, there are large extra living spaces on all split levels in addition to split bedrooms and baths, for the ultimate mix of privacy and gathering. Two large decks on the upper level add outdoor space to enjoy. Approaching the home, a large, freshly painted deck and pergola grace the front entrance. Main living is on the upper floor, housing a living space, the kitchen, a large, light filled dining space with sliding glass doors to the expansive side deck plus 2 guest bedrooms and a shared bath. Up a half staircase adjacent to the dining room, the west wing of this home opens onto a large family style living space with a wet bar. 2 additional guest bedrooms and a shared bath are on the upper west floor. Another half staircase down to ground level leads to the primary bedroom and ensuite bath. Back up to the main living area, you’ll find yet another short staircase on the east wing down to the ground level. Here there is a living area with a wet bar, also accessed by a separate entrance from the front drive. Another bedroom or bonus space if desired plus another full bathroom and a laundry room with plenty of closet space complete this lower east wing. All this home needs is a little vision and some cosmetic updates to be truly spectacular. A new metal roof was installed in 2020. HVAC and heat pump was replaced 2025. A single oversized garage opens up to the rear of the property, to a coveted rear-alley road. Flagler Beach still retains that great old Florida beach town vibe, but has been invigorated with new businesses, adding an upscale fun feel. Take a bicycle or a golf cart ride to explore from this great location close to the action but just out of downtown. From the beach boardwalk and Pier, dozens of dining establishments from super casual to refined, charming boutiques, regularly scheduled events every month at Veteran’s Park. In addition to recreational opportunities at our parks and access to the Intracoastal boardwalk, you don’t have to even start your car. Need more excitement? Historic St Augustine is just 30 minutes south, and world-famous Daytona Beach is just 30 minutes south. Flagler Beach is 3 short miles from I-95, the closest Florida beach to an interstate highway. With its’ laid-back lifestyle and friendly community, come see what Flagler Beach residents love about this location by becoming one yourself.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
3,279
Sqft
0.17 ac
Lot size
1
Garage
1983
Year built
Multi/Split
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,523 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,523/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs FUQUAY SUB
$228 vs $412
Days on market
7 vs 80 typical
Where $228/sqft sits among the 10 homes for sale in FUQUAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
5 of 10
FUQUAY SUB have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1512 S CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,060,000
1944 S OCEAN SHORE BOULEVARD · same community
3 bd · 3.5 ba · 3,120 sqft · $340/sqft · 1 DOM
Sold · Mar ’26$1,189,000
2035 S FLAGLER AVENUE · same community
3 bd · 2.5 ba · 3,444 sqft · $345/sqft · 22 DOM
Sold · Aug ’26$2,200,000
2044 S OCEAN SHORE BOULEVARD · same community
6 bd · 5 ba · 3,706 sqft · $594/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1512 S CENTRAL AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1512 S CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1512 S CENTRAL AVENUE FAQs
What would the monthly payment be for 1512 S CENTRAL AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1512 S CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $12,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $749,000, this home is listed about 36% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1512 S CENTRAL AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 71% above the FLAGLER BEACH 32136 median — but at 3,279 sqft it's also 73% larger than the typical Flagler Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Flagler Beach market that averages 80 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PALM WAVE REALTY · John Horan. MLS #FC321815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Flagler Beach homes, in your inbox
Like 1512 S CENTRAL AVENUE but not quite? A daily digest of every new listing in Flagler Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Zack to ping you on any price or status change →


