31 PILLAR LANE, PALM COAST, FL, 32164
Active8 days on marketListed Oct 2, 2026MLS #FC321871
About this home
31 PILLAR LANE
Virtually Staged. Move-in ready 3-bedroom, 2-bath home with an open, split-bedroom floor plan designed for comfortable everyday living. Tile flooring throughout the main living areas and luxury vinyl plank in the bedrooms provide an attractive, easy-care interior with no carpet. The kitchen opens directly to the living area and features a breakfast bar plus a separate breakfast nook, creating flexible space for casual dining, entertaining, or working from home. The primary suite offers a private retreat with a double-sink vanity and generous walk-in closet. Outside, the partially fenced backyard provides additional space to relax, entertain, or enjoy the Florida weather. Recent improvements add to the home's clean, well-maintained feel, and the property is available for immediate move-in. Conveniently located with easy access to shopping, parks, schools, and everyday services.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,359
Sqft
0.23 ac
Lot size
2
Garage
2001
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE GROVE
$1 vs $195
Days on market
8 vs 73 typical
Where $1/sqft sits among the 7 homes for sale in PINE GROVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 7
PINE GROVE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 31 PILLAR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$313,000
53 PINE CREST LANE · same community
3 bd · 2 ba · 1,336 sqft · $234/sqft · 181 DOM
Sold · Dec ’25$265,000
121 POINT OF WOODS DRIVE · same community
2 bd · 2 ba · 1,400 sqft · $189/sqft · 29 DOM
Sold · May ’26$230,000
902 GREAT PINE POINT · same community
3 bd · 2 ba · 1,454 sqft · $158/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 31 PILLAR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 31 PILLAR LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
31 PILLAR LANE FAQs
What would the monthly payment be for 31 PILLAR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 31 PILLAR LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,800, this home is listed about 100% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 31 PILLAR LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Jeanette Parker. MLS #FC321871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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