200 OCEAN CREST DRIVE UNIT 256, PALM COAST, FL, 32137
Active3 days on marketListed Oct 7, 2026MLS #FC321898
About this home
200 OCEAN CREST DRIVE UNIT 256
Experience the elegance of oceanfront living at Hammock Beach Club & Resort. Ideally situated in the coveted north end tower stack closest to the ocean, this exceptional 3-bedroom, 3.5 bath condo residence captures ocean and beautiful pool pavilion views, creating a breathtaking backdrop for everyday living. Step inside a grand foyer with a luxurious chandelier and walk into an open living space with a large dining area and magnificent great room featuring a gas fireplace, elegant wet bar, and expansive wall-to-wall glass sliders that open to a spacious balcony. Custom foyer and dining room chandeliers, which convey with the property, add a distinctive touch of sophistication. Every detail reflects quality and craftsmanship, with the kitchen design sporting granite countertops, premium Viking stainless steel appliances, and custom cabinetry and cabinet-matched refrigerator and dishwasher, to the residence's 10-foot tray ceilings, travertine flooring, and crown molding. A private elevator opens directly into the residence, complemented by a dedicated parking space for added convenience and privacy. The ocean-view primary suite is a luxurious retreat, offering dual walk-in closets, separate vanities, a whirlpool tub and spacious walk-in shower, and direct balcony access. Both guest suites feature private en-suite baths and beautiful ocean views, providing comfort and privacy for family and guests alike. Lovingly enjoyed by the owners and never placed in a rental program, this residence offers the flexibility to participate in the club's rental program should you wish to offset ownership expenses. Beyond your private sanctuary, the Hammock Beach lifestyle awaits, with two signature golf courses designed by Jack Nicklaus and Tom Watson, Har-Tru tennis courts, and pickleball courts, an extraordinary pool pavilion with multiple pools, a lazy river and waterslide, expansive fitness facilities, a full-service spa, and an enticing selection of on-site dining experiences. Discover a remarkable blend of luxury, privacy, and resort-style living in one of Florida's most desirable oceanfront communities. Schedule your private tour today and experience it for yourself!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,475
Sqft
0.25 ac
Lot size
2007
Year built
One
Levels
$604
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,709 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,709/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.5%
$/sqft vs Palm Coast actives
$604 vs $216
Days on market
3 vs 73 typical
Where $604/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
204 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 294% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 256
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,075,000
200 OCEAN CREST DRIVE UNIT 151 · same community
3 bd · 3.5 ba · 2,588 sqft · $415/sqft · 15 DOM
Sold · Aug ’26$1,350,000
200 OCEAN CREST DRIVE UNIT 843 · same community
3 bd · 3.5 ba · 2,246 sqft · $601/sqft · 154 DOM
Sold · Apr ’26$707,500
19 CLEVELAND COURT
4 bd · 2 ba · 2,494 sqft · $284/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 256 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 256 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 256 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 256?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 256?+
The most recent tax bill on record (2025) was $11,053. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 256?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,495,000, this home is listed about 283% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 256?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,495,000 runs 294% above the PALM COAST 32137 median — but at 2,475 sqft it's also 31% larger than the typical Palm Coast listing.
02Golf Course & Pool & Water views
The golf course and pool and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · David Franklin. MLS #FC321898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 200 OCEAN CREST DRIVE UNIT 256 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →