CENTURY 21 Edge
$849,9003 bd3 ba2,270 sqft$374 /sqft≈$5,761 /mo all-in ↓

11 DAWSON DRIVE, PALM COAST, FL, 32137

Active2 days on marketListed Oct 8, 2026MLS #FC322013

Single Family ResidenceWHISPERING OAKS

About this home

11 DAWSON DRIVE

Virtually Staged. Located in the private enclave of 12 luxury coastal cottages in the desirable “Hammock Preserve” located just off Scenic A1A on the coveted Hammock Beach barrier island. Walk, bike, or golf cart just minutes to the Intracoastal Waterway & the Atlantic Ocean. NO HOA! Enjoy historic grand hardwoods & wooded quiet, no HOA restrictions, and join the ocean clubs for golf, tennis, and amenities if desired. NO RV, motorcycle, vehicle restrictions. BRING ALL OFFERS! MOTIVATED SELLER! Designer Home Features: • New custom high-end construction. • Exterior coastal superior fire resistant Hardie siding with board & batten shutters. • Galvalume wide-rib metal roof. • All Impact (Hurricane) doors and windows. • Spray foam insulation. • Tankless hot water heater. • Whole home custom plantation shutter window treatments. • Lanai porch is 305 sq. ft. & screened with Versailles pattern travertine flooring. • Paver driveway and walkway. • Florida friendly, mature landscaping with water efficient irrigation system. • 6’ privacy fence. • Open floor plan with 10’ high ceilings, custom molding and trim, & linear electric fireplace. • Solid core 8-foot interior doors throughout home. • Shiplap trim detail in main living area, entrance stairway, & master bath. • Custom cabinetry throughout. • Spacious dedicated pantry and laundry. • Locking large interior storage closet in garage. • Quartzite kitchen and bathroom countertops & backsplashes. • Fulgor Milano Italian Appliances w/Dual Fuel Range. • Luxurious master suite with spa inspired pedestal soaking tub, double walk-in shower, double quartzite vanities with LED luxury mirrors & a large custom walk-in closet. • Spacious 2nd level bedroom/bonus room with separate full bath, walk-in closet. • Pre-wired for Buyer’s dining fixture.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,270

Sqft

0.2 ac

Lot size

2024

Year built

Two

Levels

$374

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Porcelain Tile · Quarry Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Cooktop · Ice Maker · None · Other · Solar Hot Water
InteriorCarbon Mono/Detector · Chair Rail · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Pull Down Stairs · Skylight(s) · Smart Home · Split Bedroom · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump · Zoned

Outside & construction

RoofMetal
ConstructionCement Siding · HardiPlank Type
FoundationStem Wall
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorFrench Doors · Irrigation System · Private Yard · Rain Gutters · Sprinkler Metered

Community & fees

Taxes (2025)$8,350/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Fire Hydrant · Propane · Sprinkler Meter · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,761 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$696
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,761/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$696
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$513KedgeAI estimate $593,299 · range $534K–$652K$884K

vs edgeAI estimate

+43.2%

$/sqft vs WHISPERING OAKS

$374 vs $179

Days on market

2 vs 73 typical

Where $374/sqft sits among the 17 homes for sale in WHISPERING OAKS

9
5
2
0
0
1 · this home
$148–186$186–223$223–261$261–299$299–337$337+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

10 of 17

WHISPERING OAKS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 124% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $849,900 · 2 days on market since
2024Built · WHISPERING OAKS

Reality check

What actually sold near 11 DAWSON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34485 CEDARFIELD DRIVESold · Aug ’26

$345,000

34485 CEDARFIELD DRIVE · same community

3 bd · 2 ba · 2,226 sqft · $155/sqft · 122 DOM

12950 S OAKVIEW AVENUESold · Nov ’25

$415,000

12950 S OAKVIEW AVENUE · same community

3 bd · 2 ba · 2,160 sqft · $192/sqft · 17 DOM

4418 WHITE OAK CIRCLESold · May ’26

$449,900

4418 WHITE OAK CIRCLE · same community

4 bd · 2.5 ba · 2,064 sqft · $218/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11 DAWSON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11 DAWSON DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11 DAWSON DRIVE FAQs

What would the monthly payment be for 11 DAWSON DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,761/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11 DAWSON DRIVE?+

The most recent tax bill on record (2025) was $8,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11 DAWSON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $849,900, this home is listed about 118% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 11 DAWSON DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,900 runs 124% above the PALM COAST 32137 median — but at 2,270 sqft it's also 20% larger than the typical Palm Coast listing.

02Fresh on the market

Only 2 days on market in a Palm Coast market that averages 73 — if it fits, move quickly.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HPP REALTY LLC · Meredith Martin Davis. MLS #FC322013.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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