CENTURY 21 Edge
$307,5001 bd1 ba678 sqft$454 /sqft≈$2,482 /mo all-in ↓

200 OCEAN CREST DRIVE UNIT 526, PALM COAST, FL, 32137

Active1 days on marketListed Oct 9, 2026MLS #FC322015

✦ Priced 19% below the PALM COAST 32137 medianWaterfrontFully furnishedCondo - HotelHAMMOCK BEACH CLUB

About this home

200 OCEAN CREST DRIVE UNIT 526

OCEANFRONT LUXURY AT HAMMOCK BEACH RESORT — YOUR COASTAL ESCAPE AND INVESTMENT OPPORTUNITY! Experience the best of resort-style living in this premium one-bedroom condo suite at the renowned Hammock Beach Resort, where the Atlantic coastline and championship golf create an exceptional Florida getaway. Already established in the resort’s short-term rental program, this inviting retreat offers the flexibility to enjoy personal vacations, welcome friends and family, and generate potential rental income when you’re away. Inside, a spacious foyer creates a welcoming arrival, while the thoughtfully arranged layout separates the bedroom from the living area for added comfort and privacy. The kitchenette is equipped with a double-burner cooktop, microwave, small sink, and mini refrigerator, offering convenient essentials for your stay. An added bonus is the custom-built overhead owner’s storage area, providing a convenient place to store personal belongings between visits—with plenty of room for your golf clubs!The generous bathroom features a double vanity, walk-in shower, and relaxing soaking tub. Beyond your private retreat, discover an extraordinary collection of resort amenities designed to elevate every day. With the purchase of a Beach Club membership, enjoy access to an expansive swimming complex featuring a lazy river and water slide, a full-service spa and salon, fitness center, tennis, exceptional dining, kayaking, youth camps, miniature golf, bike rentals, and more. Golf enthusiasts will appreciate the opportunity to experience two signature courses: the Jack Nicklaus-designed Ocean Course and the Tom Watson-designed Conservatory Course. Whether you’re seeking a luxurious coastal escape, a golf lover’s paradise, or a vacation property with rental potential, this Hammock Beach Resort condo offers an exciting opportunity to embrace the best of Florida’s resort lifestyle.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

678

Sqft

0.44 ac

Lot size

2003

Year built

One

Levels

$454

Per sqft

WaterfrontGolf Course & Pool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesElectric Cooktop · Microwave · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewGolf Course · Pool · Water
FacesWest
ParkingCommon · Covered · Guest · Under Building
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$595/mo
Taxes (2025)$3,716/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · Gated Community - Guard · Golf · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,482 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$1,418
Property tax — 2025 actual bill$310
Condo fee — from the listing$595
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $92,250
Interest rate6.90%
Loan term

Estimated payment

$2,482/mo

Principal & interest$1,418
Property taxes (actual bill)$310
HOA / condo fee$595
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $308K
$295KedgeAI estimate $355,682 · range $340K–$384K$399K

vs edgeAI estimate

−13.5%

$/sqft vs Palm Coast actives

$454 vs $216

Days on market

1 vs 73 typical

Where $454/sqft sits among the 400 Palm Coast actives

189
95
35
31
18
32 · this home
$156–213$213–269$269–325$325–382$382–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

202 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $307,500 · 1 days on market since
2003Built · HAMMOCK BEACH CLUB

Reality check

What actually sold near 200 OCEAN CREST DRIVE UNIT 526

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 OCEAN CREST DRIVE UNIT 317Sold · Jun ’26

$600,000

200 OCEAN CREST DRIVE UNIT 317 · same community

3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM

200 OCEAN CREST DRIVE UNIT 907Sold · Dec ’25

$735,000

200 OCEAN CREST DRIVE UNIT 907 · same community

3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM

200 OCEAN CREST DRIVE UNIT 606Sold · Oct ’25

$660,000

200 OCEAN CREST DRIVE UNIT 606 · same community

3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 526 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 526 — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

200 OCEAN CREST DRIVE UNIT 526 FAQs

What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 526?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $2,482/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 526?+

The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 200 OCEAN CREST DRIVE UNIT 526?+

The most recent tax bill on record (2025) was $3,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 OCEAN CREST DRIVE UNIT 526?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $307,500, this home is listed about 21% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 526?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PALM COAST 32137 market on paper

$307,500 is 19% below the PALM COAST 32137 median of $379,773.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Fresh on the market

Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.

05Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC322015.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 200 OCEAN CREST DRIVE UNIT 526 but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Gianfranco to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 10, 2026 at 8:35 AM UTC. The listing information on this page last changed on October 10, 2026 at 8:35 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 10, 2026 at 8:35 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 10, 2026 at 8:35 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.