
200 OCEAN CREST DRIVE UNIT 526, PALM COAST, FL, 32137
Active1 days on marketListed Oct 9, 2026MLS #FC322015
About this home
200 OCEAN CREST DRIVE UNIT 526
OCEANFRONT LUXURY AT HAMMOCK BEACH RESORT — YOUR COASTAL ESCAPE AND INVESTMENT OPPORTUNITY! Experience the best of resort-style living in this premium one-bedroom condo suite at the renowned Hammock Beach Resort, where the Atlantic coastline and championship golf create an exceptional Florida getaway. Already established in the resort’s short-term rental program, this inviting retreat offers the flexibility to enjoy personal vacations, welcome friends and family, and generate potential rental income when you’re away. Inside, a spacious foyer creates a welcoming arrival, while the thoughtfully arranged layout separates the bedroom from the living area for added comfort and privacy. The kitchenette is equipped with a double-burner cooktop, microwave, small sink, and mini refrigerator, offering convenient essentials for your stay. An added bonus is the custom-built overhead owner’s storage area, providing a convenient place to store personal belongings between visits—with plenty of room for your golf clubs!The generous bathroom features a double vanity, walk-in shower, and relaxing soaking tub. Beyond your private retreat, discover an extraordinary collection of resort amenities designed to elevate every day. With the purchase of a Beach Club membership, enjoy access to an expansive swimming complex featuring a lazy river and water slide, a full-service spa and salon, fitness center, tennis, exceptional dining, kayaking, youth camps, miniature golf, bike rentals, and more. Golf enthusiasts will appreciate the opportunity to experience two signature courses: the Jack Nicklaus-designed Ocean Course and the Tom Watson-designed Conservatory Course. Whether you’re seeking a luxurious coastal escape, a golf lover’s paradise, or a vacation property with rental potential, this Hammock Beach Resort condo offers an exciting opportunity to embrace the best of Florida’s resort lifestyle.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
678
Sqft
0.44 ac
Lot size
2003
Year built
One
Levels
$454
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,482 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,482/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.5%
$/sqft vs Palm Coast actives
$454 vs $216
Days on market
1 vs 73 typical
Where $454/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 OCEAN CREST DRIVE UNIT 526
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
200 OCEAN CREST DRIVE UNIT 317 · same community
3 bd · 3 ba · 1,676 sqft · $358/sqft · 731 DOM
Sold · Dec ’25$735,000
200 OCEAN CREST DRIVE UNIT 907 · same community
3 bd · 3 ba · 1,676 sqft · $439/sqft · 1 DOM
Sold · Oct ’25$660,000
200 OCEAN CREST DRIVE UNIT 606 · same community
3 bd · 3 ba · 1,676 sqft · $394/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 526 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 526 — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
200 OCEAN CREST DRIVE UNIT 526 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 526?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $2,482/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 526?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 526?+
The most recent tax bill on record (2025) was $3,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 526?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $307,500, this home is listed about 21% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 526?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PALM COAST 32137 market on paper
$307,500 is 19% below the PALM COAST 32137 median of $379,773.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Fresh on the market
Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.
05Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC322015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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