74 SOUTHLAKE DRIVE, PALM COAST, FL, 32137
Active1 days on marketListed Oct 9, 2026MLS #FC322026
Come see it
Upcoming open house
Sat, Oct 17
12:00 PM – 2:00 PM
About this home
74 SOUTHLAKE DRIVE
Clean as a whistle and priced to sell. This move in ready home is waiting for that special owner. One of the nicest and neatest back yards in Grand Haven with its Palm Tree reaching for the sun and hammock ready. Even room for a pool. Grand Haven is a paradise resort with amenities like no other. Enjoy two executive pools, two fully equipped gyms, its own Waterside Cafe so you can eat and drink poolside. You do not have to wonder far from the walking and biking trails, golf club and golf packages available, doggie park and 24 hour security. Come see for yourself. Vacant and ready to show. Sold as is.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
0.22 ac
Lot size
2004
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,385 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,385/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Palm Coast actives
$238 vs $216
Days on market
1 vs 73 typical
Where $238/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
201 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 74 SOUTHLAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$580,000
69 ARENA LAKE DRIVE
3 bd · 2 ba · 1,818 sqft · $319/sqft · 40 DOM
Sold · May ’26$446,000
51 GRAHAM WOODS PLACE
3 bd · 2 ba · 1,838 sqft · $243/sqft · 80 DOM
Sold · Mar ’26$252,500
203 MONITOR DRIVE
2 bd · 2 ba · 1,398 sqft · $181/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 74 SOUTHLAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 74 SOUTHLAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
74 SOUTHLAKE DRIVE FAQs
What would the monthly payment be for 74 SOUTHLAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,385/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 74 SOUTHLAKE DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 74 SOUTHLAKE DRIVE?+
The most recent tax bill on record (2025) was $9,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 74 SOUTHLAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $385,000, this home is listed about 1% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 74 SOUTHLAKE DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Fresh on the market
Only 1 day on market in a Palm Coast market that averages 73 — if it fits, move quickly.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $405,000, now $385,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Alicia Delgado. MLS #FC322026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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