2709 JOHN BULL STREET, FLAGLER BEACH, FL, 32136
Active1 days on marketListed Oct 9, 2026MLS #FC322027
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About this home
2709 JOHN BULL STREET
Professional pictures coming soon! Just steps to the Atlantic Ocean, coastal charm meets the laid-back lifestyle of Flagler Beach! Nestled along a quiet road beneath beautiful mature oak trees, this spacious home offers the perfect opportunity to embrace everything that makes this seaside community so special. Just blocks from the Atlantic Ocean, imagine mornings spent strolling along the cinnamon hued sand, afternoons exploring scenic A1A, and evenings enjoying fresh seafood, live music, and ocean breezes at your favorite local restaurants. Inside, you'll find inviting living spaces, beautiful plantation shutters, and thoughtful updates throughout. Major improvements include a new roof, HVAC, water heater, windows, and flooring in 2020, appliances in 2021, and fencing in 2022. In 2024, exterior foundation waterproofing was completed down to the footers, and five Dam Easy flood barriers provide additional protection. An outdoor shower makes rinsing off after a sun-soaked beach day a breeze! An exciting additional opportunity awaits! The adjacent lot, featuring a detached mother-in-law suite, is not included in this sale but may be purchased through negotiation. The parcels will be separated at closing. Flagler Beach is known for its uncrowded shoreline, charming local businesses, outdoor recreation, and authentic Old Florida atmosphere. Whether you're looking for a full-time residence or a coastal retreat, this home offers the chance to slow down, soak up the sunshine, and live where others vacation. Your Flagler Beach lifestyle starts here!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,461
Sqft
0.2 ac
Lot size
1998
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,571 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,571/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.8%
$/sqft vs ATLANTA BEACH SUB
$284 vs $450
Days on market
1 vs 80 typical
Where $284/sqft sits among the 6 homes for sale in ATLANTA BEACH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
3 of 6
ATLANTA BEACH SUB have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2709 JOHN BULL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$1,500,000
2656 S OCEAN SHORE BOULEVARD · same community
4 bd · 3 ba · 2,778 sqft · $540/sqft · 194 DOM
Sold · May ’26$549,000
2717 JOHN BULL STREET · same community
3 bd · 2 ba · 1,927 sqft · $285/sqft · 33 DOM
Sold · Oct ’25$600,000
2737 JOHN BULL · same community
3 bd · 2 ba · 1,451 sqft · $414/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2709 JOHN BULL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2709 JOHN BULL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2709 JOHN BULL STREET FAQs
What would the monthly payment be for 2709 JOHN BULL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,571/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2709 JOHN BULL STREET?+
The most recent tax bill on record (2025) was $4,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2709 JOHN BULL STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $699,000, this home is listed about 27% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2709 JOHN BULL STREET?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 60% above the FLAGLER BEACH 32136 median — but at 2,461 sqft it's also 30% larger than the typical Flagler Beach listing.
02Fresh on the market
Only 1 day on market in a Flagler Beach market that averages 80 — if it fits, move quickly.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Jennifer Swanson. MLS #FC322027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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