1324 MIDDLE LAKE DRIVE, ORMOND BEACH, FL, 32174
Active1 days on marketListed Oct 11, 2026MLS #FC322044
About this home
1324 MIDDLE LAKE DRIVE
Enjoy easy waterfront living in this spacious unfurnished 4 bedroom, 2 bathroom home located in the sought after Halifax Plantation community. This 3 year old home is energy efficient and features a functional split floor plan, granite in the kitchen and bathrooms, and a 2 car garage. The primary bathroom has an upgraded shower with a large rainfall shower head as well as a head held shower head. Rental includes washer and dryer. Flooring includes a combination of tile and carpet for comfort and easy maintenance. The garage has built in overhead shelves for your storge needs. Renter is responsible for utilities. The Halifax Plantation neighborhood is home to Halifax Plantation Golf Club and is just minutes from Tomoka State Park, I 95, and historic downtown Ormond Beach, with easy access to shopping, dining, and the beach. Note some rooms are virtually staged. Renter is responsible for utilities. No smoking rental. Small pets considered with additional deposit.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,846
Sqft
0.17 ac
Lot size
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Halifax Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$407K → $395K
Ormond Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1324 MIDDLE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1324 MIDDLE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1324 MIDDLE LAKE DRIVE FAQs
What would the monthly payment be for 1324 MIDDLE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1324 MIDDLE LAKE DRIVE?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $2,400, this home is listed about 99% below the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1324 MIDDLE LAKE DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORMOND BEACH 32174 market on paper
$2,400 is 99% below the ORMOND BEACH 32174 median of $379,000, and at $1/sqft it sits under the Ormond Beach average of $262.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 77 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,500, now $2,400 — a $100 cut. The full history is in the market section below.
Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Twyla Lewis. MLS #FC322044.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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