13144 COLDWATER LOOP, CLERMONT, FL, 34711
Active769 days on marketListed Jun 15, 2024MLS #G5083315
About this home
13144 COLDWATER LOOP
New lower Price, Seller will replace roof upon contract to be paid at closing. Indulge in the allure of this captivating 4-bedroom, 3-bathroom family residence nestled within the picturesque rolling hills of Clermont, Central Florida—a coveted locale admired for its scenic beauty and proximity to Lake Louisa State Park. Meticulously maintained, this home presents a wealth of possibilities within its well-appointed interiors. Discover a harmonious blend of functionality and elegance, highlighted by a thoughtfully designed layout boasting a Jack and Jill bathroom, soaring cathedral ceilings, and a master bedroom adorned with a charming tray ceiling and polished wooden flooring. Enjoy the luxury of his and hers closets and seamless access to the lanai—an ideal retreat for relaxation and outdoor entertainment. Elevating everyday living, the residence features distinct areas for formal gatherings and casual relaxation, including a spacious formal living room, a refined dining area, and a cozy family room seamlessly integrated with a well-equipped kitchen. Delight in the culinary experience with ample cabinetry, granite countertops, and a convenient eat-in dinette, perfectly positioned to overlook the family room. Step outside to discover the screened patio lanai, adorned with tasteful tile flooring—an inviting space to savor the Florida sunshine in style. Positioned mere minutes from major thoroughfares such as Highway 27, Highway 50, the Turnpike, and Interstate 4, as well as an array of renowned attractions, restaurants, and shopping destinations, this residence epitomizes the epitome of Central Florida living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,309
Sqft
0.24 ac
Lot size
2
Garage
2007
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,697 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,697/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.6%
$/sqft vs Clermont actives
$227 vs $221
Days on market
769 vs 33 typical
Where $227/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 13144 COLDWATER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$465,000
14384 HIDDEN COURT
5 bd · 3 ba · 2,308 sqft · $201/sqft · 70 DOM
Sold · Nov ’25$410,000
3843 BEACON RIDGE WAY
3 bd · 3 ba · 2,276 sqft · $180/sqft · 155 DOM
Sold · Aug ’25$455,000
10827 LEMAY DRIVE
4 bd · 3 ba · 2,273 sqft · $200/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 13144 COLDWATER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13144 COLDWATER LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13144 COLDWATER LOOP FAQs
What would the monthly payment be for 13144 COLDWATER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,697/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13144 COLDWATER LOOP?+
The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13144 COLDWATER LOOP?+
The most recent tax bill on record (2023) was $2,075. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13144 COLDWATER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $525,000, this home is listed about 13% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13144 COLDWATER LOOP?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 13% above the CLERMONT 34711 median.
02Time on market is leverage
769 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $549,900, now $525,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA RTY WINTER GARDEN LLC · Wilfredo Gomez. MLS #G5083315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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