4870 S. ATLANTIC AVE, UNIT 2040, NEW SMYRNA BEACH, FL, 32169
Active570 days on marketListed Jan 21, 2025MLS #G5091736
About this home
4870 S. ATLANTIC AVE, UNIT 2040
Charming Kiawah Bay is the perfect place to unwind, relax by the pool or take your kayak out for a row. Just a short walk across the street and you'll be enjoying the no drive area of New Smyrna Beach. The corner unit has a lovely open floor plan with recent updates to the kitchen and bathrooms. There's plenty of cabinet space in the kitchen and an inside laundry closet for convenience. New HVAC system in Feb 2024 and new electrical panel June 2024. New washer, dryer and stove in 2023. Trailer and boat parking are allowed on site and theres a storage closet just outside the unit for all of your beach needs. Step outside and sit on your balcony to take in the beautiful sunsets. This is a must see and the perfect piece of paradise just for you!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
906
Sqft
2.66 ac
Lot size
1994
Year built
One
Levels
$348
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,505 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,505/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−40.8%
$/sqft vs New Smyrna Beach actives
$348 vs $378
Days on market
570 vs 70 typical
Where $348/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
216 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4870 S. ATLANTIC AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$478,000
6245 ENGRAM ROAD
2 bd · 2 ba · 1,043 sqft · $458/sqft · 48 DOM
Sold · May ’26$975,000
6320 S ATLANTIC AVENUE
2 bd · 2 ba · 1,120 sqft · $871/sqft · 59 DOM
Sold · Oct ’25$1,000,000
6244 S ATLANTIC AVENUE
2 bd · 2 ba · 1,120 sqft · $893/sqft · 269 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4870 S. ATLANTIC AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4870 S. ATLANTIC AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4870 S. ATLANTIC AVE FAQs
What would the monthly payment be for 4870 S. ATLANTIC AVE, UNIT 2040?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4870 S. ATLANTIC AVE, UNIT 2040?+
The most recent tax bill on record (2024) was $4,210. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4870 S. ATLANTIC AVE, UNIT 2040?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $315,000, this home is listed about 39% below the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 4870 S. ATLANTIC AVE, UNIT 2040?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$315,000 is 39% below the NEW SMYRNA BEACH 32169 median of $517,350, and at $348/sqft it sits under the New Smyrna Beach average of $422.
02Time on market is leverage
570 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $329,900, now $315,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Bonnie Drawdy. MLS #G5091736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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