CENTURY 21 Edge
$950,000$1,500,000$6,229 /mo all-in ↓

3633 PANTHER PATH ROAD, LUTZ, FL, 33559

Active468 days on marketListed Apr 23, 2025MLS #G5095860

Reduced $550KUNPLATTED

About this home

3633 PANTHER PATH ROAD

Don't miss this incredible opportunity to own a rare 5.06-acre parcel in the desirable Lutz area at 3633 Panther Path Way! This exceptional property offers the perfect blend of peaceful, rural living with convenient access to urban amenities. Imagine building your dream country estate on this expansive land, which is zoned AS-1 (Agricultural Single-Family), a designation that allows for agricultural uses and one single-family home or mobile home per lot. WELL and SEPTIC on site. Potential to SUBDIVIDE as this zoning also specifies a minimum lot size of 1 acre and a minimum lot width of 150’, along with primary setbacks of front 50’, side 15’, and rear 50’, and a maximum building height of 50’. Enjoy the freedom of NO HOA and NO C.D.D. This high and dry lot, with no flood zone, is HEAVILY WOODED WITH PRIMARILY MAJESTIC OAK TREES AND SOME FRUIT TREES, providing natural shade and privacy, and even backs up to a conservation area (ELAP) along part of its eastern boundary. Located on a tranquil dead-end street with streetlights in a highly desirable area surrounded by million-dollar homes, this property offers a sense of seclusion while being just a quarter of a mile from the county line and Livingston Avenue and minutes from Bruce B. Downs Boulevard, providing easy access to Tampa and the abundant shopping in Land O' Lakes and Lutz. Major shopping like Target, Outlets, and Costco only 2-5 miles away. Only 10 - 20 mins away from FL-589, I-275, US-41, and I-75. The opportunities on this this property are endless.

Facts & features

The home at a glance

5.06 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$7,039/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,229 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$587
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$6,229/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$587
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lutz

Map of 3633 PANTHER PATH ROAD

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33559 — neighborhood snapshot

Population

19,147

Median age

32.1

Median income

$78,264

Median home value

$343,700

Avg household

2.65

Households w/ children

2,034

For the school run

Hillsborough County School District

ElementaryManiscalco K-8 School★★★★
HighFreedom High School★★★★
MiddleLiberty Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$541K$600K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $550K
Apr 23, 2025Listed at $1,500,000 · 468 days on market since

Reality check

What actually sold near 3633 PANTHER PATH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11332 SYLVAN GREEN LANESold · Dec ’25

$410,000

11332 SYLVAN GREEN LANE · same community

1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

12036 BULLFROG CREEK ROADSold · Dec ’25

$130,000

12036 BULLFROG CREEK ROAD · same community

2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3633 PANTHER PATH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3633 PANTHER PATH ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3633 PANTHER PATH ROAD FAQs

What would the monthly payment be for 3633 PANTHER PATH ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3633 PANTHER PATH ROAD?+

The most recent tax bill on record (2024) was $7,039. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $950,000, this home is listed about 94% above the Lutz median of $490,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3633 PANTHER PATH ROAD?+

Maniscalco K-8 School (elementary), Freedom High School (high), Liberty Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 126% above the LUTZ 33559 median.

02Time on market is leverage

468 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Maniscalco K-8 School, Freedom High School, Liberty Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Maniscalco K-8 School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,500,000, now $950,000 — a $550K cut. The full history is in the market section below.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Ashley Pun. MLS #G5095860.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like 3633 PANTHER PATH ROAD but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Krystina to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 3:34 PM UTC. The listing information on this page last changed on August 4, 2026 at 3:34 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 3:34 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 3:34 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.