4678 GUM ROAD, NEW SMYRNA BEACH, FL, 32168
Active415 days on marketListed Jun 26, 2025MLS #G5098879
About this home
4678 GUM ROAD
ELECTRIC NOW INSTALLED AND CONNECTED! Now is your chance to take advantage of building your custom dream home on a CLEARED vacant lot in New Smyrna Beach, Florida! Zoned A-1 for residential and agricultural. 5 acres of cleared, tested, permitted, dirt filled, utility-ready land - primed for someone to come in and just build a home with option to add warehouse/workshop. Both areas for home and warehouse with plans have been dirt filled and raised. With 330 feet of frontage, the driveway to the back of the lot has been leveled off and brings you to the huge open canvas to customize your ranch style home. Internet was just installed nearby. Electric and water nearby. Pond is partially owned by neighbor. Jump on this rare opportunity to be tucked in a secluded area just minutes to New Smyrna Beaches, dining, shopping, and entertainment.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,595 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,595/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4678 GUM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$430,000
4660 HOLLY ROAD
2 bd · 1 ba · 1,232 sqft · $349/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4678 GUM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4678 GUM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4678 GUM ROAD FAQs
What would the monthly payment be for 4678 GUM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,595/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4678 GUM ROAD?+
The most recent tax bill on record (2024) was $897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $215,000, this home is listed about 59% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4678 GUM ROAD?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$215,000 is 43% below the NEW SMYRNA BEACH 32168 median of $375,000.
02Time on market is leverage
415 days on market against a New Smyrna Beach median of 72 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $295,000, now $215,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COAST TO COAST REAL ESTATE PRO · Alessandro DiMare. MLS #G5098879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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