20945 OLDENBURG LOOP, MOUNT DORA, FL, 32757
Active25 days on marketListed Jun 16, 2026MLS #G5113644
About this home
20945 OLDENBURG LOOP
Virtually Staged. Welcome home to this open-concept 3-bedroom, 2-bath residence located in the desirable gated community of Sullivan Ranch. Designed for both comfort and functionality, this home features a flexible bonus space perfect for a home office, playroom, or additional living area. The kitchen and main living spaces flow seamlessly, creating an inviting layout ideal for entertaining and everyday living. Step outside to a screened rear porch, perfect for relaxing and enjoying Florida evenings year-round. The spacious primary suite offers a large walk-in closet and an en-suite bathroom complete with a walk-in shower. Additional bedrooms are well-sized and versatile to suit a variety of needs. A two-car garage provides ample storage and convenience. Conveniently located near SR-429, this home offers easy access to shopping, dining, and major commuter routes while still enjoying the peace and privacy of gated community living. Community amenities include clubhouse, pool, dog park and playground. Don’t miss the opportunity to make this beautiful Sullivan Ranch home yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,164
Sqft
0.17 ac
Lot size
2
Garage
2013
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,288 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,288/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs SULLIVAN RANCH SUB
$185 vs $194
Days on market
25 vs 50 typical
Where $185/sqft sits among the 17 homes for sale in SULLIVAN RANCH SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sullivan Ranch
Drive times from this address
Get to know Mount Dora. See the full Mount Dora guide →
Sullivan Ranch — neighborhood snapshot
Population
1,732
Median age
37
Median income
$74,924
Median home value
$340,300
Avg household
3
Households w/ children
225
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
9 of 17
SULLIVAN RANCH SUB have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the Sullivan Ranch median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 20945 OLDENBURG LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$425,000
30021 DONNINGTON LOOP · same community
4 bd · 2 ba · 2,164 sqft · $196/sqft · 103 DOM
Sold · Jun ’26$405,000
30112 KLADRUBY POINT · same community
3 bd · 2 ba · 2,144 sqft · $189/sqft · 46 DOM
Sold · May ’26$403,000
20900 OLDENBURG LOOP · same community
4 bd · 2 ba · 2,110 sqft · $191/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20945 OLDENBURG LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20945 OLDENBURG LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20945 OLDENBURG LOOP FAQs
What would the monthly payment be for 20945 OLDENBURG LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,288/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20945 OLDENBURG LOOP?+
The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20945 OLDENBURG LOOP?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20945 OLDENBURG LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $399,900, this home is listed about 15% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 20945 OLDENBURG LOOP?+
Round Lake Charter School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Lisa DuRant. MLS #G5113644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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