102 N CLAYTON STREET, MOUNT DORA, FL, 32757
Active52 days on marketListed Jun 18, 2026MLS #G5113969
About this home
102 N CLAYTON STREET
COTTAGE-INSPIRED DOWNTOWN MOUNT DORA RETREAT WITH LUXURY UPDATES, EXCEPTIONAL OUTDOOR LIVING, AND UNMATCHED FLEXIBILITY! Welcome to one of downtown Mount Dora's most distinctive and beautifully renovated homes. Blending historic charm, modern luxury, and a versatile cottage-style design, this one-of-a-kind property offers the lifestyle buyers dream about when they imagine living in Mount Dora. Situated on a beautifully landscaped corner lot with no HOA, just blocks from downtown's boutiques, restaurants, cafés, waterfront parks, marina, festivals, farmers market, and entertainment district, this exceptional residence invites you to enjoy the walkable, golf cart-friendly lifestyle that has made Mount Dora one of Central Florida's most sought-after destinations. Step inside and discover a home thoughtfully transformed with attention to detail. Rich engineered hardwood flooring, abundant natural light, elegant fixtures, fresh interior and exterior paint, and a stunning wood-burning fireplace with updated hearth, surround, and mantle create warm, inviting spaces filled with character and charm. At the heart of the home is a show-stopping chef's kitchen featuring gorgeous marble countertops, an oversized center island, subway tile backsplash, stainless steel appliances, extensive cabinetry, generous prep space, and exceptional storage. Designed for both entertaining and everyday living, this space serves as the centerpiece of the home. The primary suite is a private sanctuary offering comfort and luxury. The beautifully renovated ensuite bath features marble countertops, dual vanities, a relaxing jetted garden tub, separate walk-in shower, and a spacious walk-in closet. Marble countertops continue throughout all bathrooms, providing timeless elegance throughout the home. One of the home's most desirable features is its unique cottage-inspired layout. With five separate entrances and multiple private living areas, the flexible floor plan offers exceptional versatility. A private studio-style suite with its own entrance includes a kitchenette with granite countertops, refrigerator, microwave, and range, while additional cottage-style spaces provide privacy and flexibility. Upstairs and downstairs laundry areas add convenience and functionality. Outside, the property truly comes to life. Designed to feel like a private boutique retreat, the grounds feature multiple outdoor living spaces, peaceful terraces, mature landscaping, decorative brick accents, a side deck, and a beautiful firepit courtyard perfect for gathering under the stars. The outdoor spaces offer a setting rarely found this close to downtown. Additional features include a covered carport, storage shed, new driveway and sidewalks, irrigation system, tankless natural gas water heater, two HVAC zones, and natural gas capacity for a generator, fireplace, and outdoor grill. Located near US Highway 441, SR 429, SR 414, the Florida Turnpike, Orlando, Sanford, area hospitals, airports, and Central Florida attractions, this extraordinary property combines the charm of small-town living with convenient access to everything Central Florida has to offer. Rarely does a home capture the essence of Mount Dora living so perfectly. Combining luxury finishes, cottage-inspired charm, exceptional outdoor spaces, remarkable flexibility, and an unbeatable downtown location, this is a truly special opportunity to own a one-of-a-kind Mount Dora retreat.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,241
Sqft
0.22 ac
Lot size
1948
Year built
Two
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,483 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,483/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.3%
$/sqft vs Mount Dora actives
$301 vs $220
Days on market
52 vs 56 typical
Where $301/sqft sits among the 292 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Downtown Mount Dora — neighborhood snapshot
Population
3,903
Median age
52
Median income
$57,710
Median home value
$256,907
Avg household
2
Households w/ children
266
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $410K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
170 of 292
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 N CLAYTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$519,990
5978 SACRED OAK AVENUE
3 bd · 2 ba · 2,214 sqft · $235/sqft · 29 DOM
Sold · Jun ’26$529,990
6056 SACRED OAK AVENUE
4 bd · 3 ba · 2,317 sqft · $229/sqft · 121 DOM
Sold · May ’26$530,000
5717 LEAFLET TRAIL
4 bd · 3 ba · 2,317 sqft · $229/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 102 N CLAYTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 N CLAYTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
102 N CLAYTON STREET FAQs
What would the monthly payment be for 102 N CLAYTON STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 N CLAYTON STREET?+
The most recent tax bill on record (2025) was $5,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 102 N CLAYTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $674,900, this home is listed about 42% above the Mount Dora median of $474,995. The market section on this page shows how the area is trending.
Which schools are assigned to 102 N CLAYTON STREET?+
Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$674,900 runs 56% above the MOUNT DORA 32757 median.
02Strong assigned schools
Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $699,900, now $674,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Leslie Hanson Rotarius. MLS #G5113969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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