
1433 APACHE CIRCLE, TAVARES, FL, 32778
Active19 days on marketListed Jul 2, 2026MLS #G5114329
About this home
1433 APACHE CIRCLE
Welcome to your own slice of Florida paradise in Lake Frances Estates, one of Central Florida’s most desirable 55+ land-owned communities. Here, you own both your home and the land beneath it—NO LOT RENT—while enjoying an active, friendly lifestyle in the heart of Tavares, America’s Seaplane City. This beautifully maintained 2-bedroom, 2-bath home offers an inviting open floor plan that’s perfect for entertaining family and friends. A bright, cheerful sunroom provides the ideal spot to enjoy your morning coffee, unwind with a good book, or simply take in the beauty of your surroundings. The updated kitchen features beautiful quartz countertops, stainless steel appliances, and a brand-new refrigerator, making meal preparation a pleasure. Recent improvements also include a new HVAC system and a roof that’s only six years old, providing comfort and peace of mind for years to come. Step outside to discover one of the home’s especially charming features—the oversized carport provides a spacious covered outdoor sitting area overlooking a lovely flower garden. An attached utility room and workshop offers exceptional space for managing household chores, enjoying hobbies, projects, and providing additional storage space. Fresh landscaping is completed with attractive exterior solar powered lighting including a classic lamp post. Life in Lake Frances Estates is about much more than owning a home—it’s about enjoying an exceptional Florida lifestyle. Residents enjoy fishing on beautiful Lake Frances, indoor and outdoor swimming pools, shuffleboard courts, a welcoming clubhouse, and a full calendar of social activities and community events. One of the community’s most unique features is its golf cart lifestyle. Take your golf cart to downtown Tavares, where you’ll enjoy waterfront restaurants, shopping, parks, festivals, entertainment, and everything that makes this charming lakefront city such a wonderful place to call home. Conveniently located in the heart of Central Florida, you’ll also be within easy driving distance of Orlando, Walt Disney World, Universal Orlando Resort, Orlando International Airport, and many of Florida’s most popular attractions, while still enjoying the peaceful beauty and relaxed pace of Lake County. Available for $211,000 unfurnished or $217,000 fully furnished, this home offers a rare turnkey opportunity for seasonal residents or full-time homeowners. Choose the furnished option, bring your suitcase, and start enjoying the Florida lifestyle from day one. Whether you’re searching for the perfect winter retreat or your forever Florida home, this exceptional property combines comfort, quality, location, and value in one of Central Florida’s most welcoming communities. Come experience the charm, convenience, and carefree lifestyle of Lake Frances Estates—you may never want to leave.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
0.15 ac
Lot size
1982
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,779 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,779/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.1%
$/sqft vs Tavares actives
$191 vs $194
Days on market
19 vs 40 typical
Where $191/sqft sits among the 247 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
119 of 247
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 1433 APACHE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$55,000
1024 CAPELLA DRIVE · same community
2 bd · 2 ba · 1,104 sqft · $50/sqft · 5 DOM
Sold · Feb ’26$110,000
1312 APACHE CIRCLE · same community
2 bd · 2 ba · 1,104 sqft · $100/sqft · 39 DOM
Sold · Dec ’25$154,500
1317 MOHAWK CIRCLE · same community
2 bd · 2 ba · 1,125 sqft · $137/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1433 APACHE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1433 APACHE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1433 APACHE CIRCLE FAQs
What would the monthly payment be for 1433 APACHE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,779/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1433 APACHE CIRCLE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1433 APACHE CIRCLE?+
The most recent tax bill on record (2025) was $2,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1433 APACHE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $211,000, this home is listed about 36% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1433 APACHE CIRCLE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD EDGE · Michelle Bevill. MLS #G5114329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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