CENTURY 21 Edge
$275,0003 bd1 ba1,577 sqft$174 /sqft$2,030 /mo all-in ↓

15518 192ND STREET, O'BRIEN, FL, 32071

Active1 days on marketListed Aug 17, 2026MLS #G5116576

Single Family ResidenceNO

About this home

15518 192ND STREET

Escape to the country and enjoy the space and privacy of 5 beautiful acres in O’Brien! This charming 3-bedroom, 1-bath home offers 1577 square feet of living space with plenty of room to make it your own. Inside, you'll find a comfortable and functional layout, while outside is where this property really shines. With 5 acres and no HOA, there's room for a garden, animals, recreational toys, a workshop, or simply enjoying the peace and quiet of country living. Mature surroundings provide that relaxed rural feel while still keeping you within driving distance of Branford, Live Oak and Lake City. If you've been looking for a place with acreage, privacy and room to create the lifestyle you've been dreaming about, this one is worth a look. Bring your ideas and come see the possibilities this O’Brien property has to offer!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,577

Sqft

5 ac

Lot size

1971

Year built

One

Levels

$174

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorPrivate Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,555/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,030 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,030/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs O'brien actives

$174 vs $240

Days on market

1 vs 20 typical

Where $174/sqft sits among the 7 O'brien actives

3 · this home
2
1
0
0
1
$143–204$204–266$266–327$327–389$389–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'brien

Map of 15518 192ND STREET

Get to know O'brien. See the full O'brien guide →

O'BRIEN 32071 — neighborhood snapshot

Population

3,550

Median age

43.2

Median income

$49,563

Median home value

$136,100

Avg household

2.69

Households w/ children

267

The numbers that matter

The O'brien market

Seller’s marketLeans buyer9.6 months of inventoryBuyer’s market

$289K$248K

O'brien median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

2 of 7

O'brien actives have cut their price

Median sold price, O'brien, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the O'BRIEN 32071 median. See the full O'brien market guide →

Paper trail

This home's history

Aug 17, 2026Listed at $275,000 · 1 days on market since
1971Built · NO

Reality check

What actually sold near 15518 192ND STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2743 SW District Avenue, Port St. Lucie FL 34953Sold · Apr ’26

$375,000

2743 SW District Avenue, Port St. Lucie FL 34953 · same community

3 bd · 2 ba · 1,545 sqft · $243/sqft · 4 DOM

1354 SW Locks Road, Stuart FL 34997Sold · Jun ’26

$799,000

1354 SW Locks Road, Stuart FL 34997 · same community

3 bd · 2.5 ba · 2,016 sqft · $396/sqft · 1 DOM

1025 Roberts Lane NE, Moore Haven FL 33471Sold · May ’26

$230,000

1025 Roberts Lane NE, Moore Haven FL 33471 · same community

2 bd · 2 ba · 1,080 sqft · $213/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 15518 192ND STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15518 192ND STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15518 192ND STREET FAQs

What would the monthly payment be for 15518 192ND STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15518 192ND STREET?+

The most recent tax bill on record (2025) was $1,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in O'brien?+

At $275,000, this home is listed about 15% below the O'brien median of $322,500. The market section on this page shows how the area is trending.

Listing courtesy of OPTIMA ONE REALTY, INC. · Piper Beim. MLS #G5116576.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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