10565 95TH TERRACE, BELLEVIEW, FL, 34420
Active1 days on marketListed Oct 10, 2026MLS #G5116737
About this home
10565 95TH TERRACE
RARE SMITH LAKE WATERFRONT OPPORTUNITY! Discover the charm of Old Florida on beautiful Smith Lake! This waterfront property offers approximately 0.63 acres with peaceful lake view, mature oak trees, and a relaxing natural setting. Tucked away between Belleview and Ocala, this property is perfect for a weekend fishing retreat, vacation getaway, or an opportunity to create your own lakeside escape. The existing 1-bedroom, 1-bath also features a bonus room, offering additional flexible space for a home office or hobby room. This 1-bath home offers potential for renovation and personal touches. No HOA! Property is being sold AS IS. Owner is a licensed Florida real estate agent. Owner is a licensed Florida real estate agent.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
754
Sqft
0.63 ac
Lot size
1978
Year built
One
Levels
$424
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,316 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,316/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+75.1%
Days on market
1 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $268K
Belleview median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10565 95TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10565 95TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10565 95TH TERRACE FAQs
What would the monthly payment be for 10565 95TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,316/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10565 95TH TERRACE?+
The most recent tax bill on record (2025) was $1,577. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10565 95TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $319,900, this home is listed about 13% above the Belleview median of $283,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10565 95TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$319,900 runs 33% above the BELLEVIEW 34420 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Belleview market that averages 69 — if it fits, move quickly.
Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · BobbiJo NeSmith. MLS #G5116737.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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