CENTURY 21 Edge
$389,0003 bd2.5 ba2,286 sqft$170 /sqft$3,151 /mo all-in ↓

21824 TARTAN STREET, LEESBURG, FL, 34748

Active21 days on marketListed Sep 1, 2026MLS #G5116749

WaterfrontSingle Family ResidenceROYAL HIGHLANDS PH 01B

About this home

21824 TARTAN STREET

Welcome home to one of Royal Highlands' most desirable waterfront settings. Nestled on a premium ¼-acre+ lot along scenic Royal Lake, this tastefully updated custom home offers an owned dock, beautiful water views, and front-row seats to spectacular sunrises, sunsets, and even rocket launches. Adorned with mature shade trees, colorful landscaping, and a charming open porch entry, you’ll discover a home that has been meticulously maintained and thoughtfully improved. Recent upgrades include a new 2025 roof, new 2026 HVAC system & gas water heater, freshly painted exterior stucco, trim and doors, updated three-season Florida Room windows and screens, and enhanced garage sliding screens. The garage also includes a utility sink for easy clean up, water softener, and the new Central Air system is a Lennox multi-stage HVAC with heat pump and gas furnace. Step inside the welcoming foyer and immediately appreciate the light-filled, open layout. High ceilings and expansive lake views create an airy feel throughout nearly 2,300 square feet of living space. The heart of the home is the beautifully updated kitchen, featuring granite countertops, refreshed cabinetry, stainless steel appliances, updated lighting, and a spacious dinette overlooking the water. The living areas flow seamlessly into the Florida Room through French doors, creating the perfect space to relax, entertain guests, or simply enjoy the peaceful lake views. Whether you're sipping your morning coffee as the sun rises or unwinding at the end of the day, the setting is truly special. The split-bedroom floor plan provides privacy for both owners and guests. Quartz counters and updated vanities in the bathrooms allow the new owners to bring only the necessities and move right in! The primary suite is a peaceful retreat, while the additional bedrooms offer comfortable accommodations for family and friends. Updated shower glass, ceiling fans, fresh interior paint, and thoughtful finishes throughout make this home move-in ready. Outside, open front and rear porches expand your living space and invite you to enjoy Florida's year-round sunshine. Combined with the waterfront location and owned dock, this property offers a lifestyle that is difficult to duplicate. Located in the gated, golf community of Royal Highlands, residents enjoy low HOA fees and exceptional amenities including golf, a fitness center, pools, tennis and pickleball courts, library, billiards, driving range, restaurant, and endless clubs and activities. Conveniently located in Lake County near shopping, historic downtown districts, the Florida Turnpike, area attractions, and Orlando International Airport. This is more than a home. It's the Florida lifestyle you've been waiting for. Schedule your private tour today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,286

Sqft

0.26 ac

Lot size

2

Garage

1998

Year built

One

Levels

$170

Per sqft

WaterfrontTrees/Woods & Water view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$229/mo
Taxes (2025)$3,603/yr
PetsYes
CommunityDock · Fishing · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,151 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$300
HOA fee — from the listing$229
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,151/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$300
HOA / condo fee$229
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$330KedgeAI estimate $378,802 · range $344K$394K$410K

vs edgeAI estimate

+2.7%

$/sqft vs ROYAL HIGHLANDS PH 01B

$170 vs $195

Days on market

21 vs 57 typical

Where $170/sqft sits among the 7 homes for sale in ROYAL HIGHLANDS PH 01B

1
1
0 · this home
1
1
3
$142–153$153–165$165–176$176–187$187–199$199+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Drive times from this address

Downtown Orlando40 min
Universal Orlando43 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

3 of 7

ROYAL HIGHLANDS PH 01B have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $389,000 · 21 days on market since
1998Built · ROYAL HIGHLANDS PH 01B

Reality check

What actually sold near 21824 TARTAN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21815 TARTAN STREETSold · Feb ’26

$335,000

21815 TARTAN STREET · same community

3 bd · 3 ba · 2,369 sqft · $141/sqft · 298 DOM

21850 TARTAN STREETSold · Sep ’26

$342,500

21850 TARTAN STREET · same community

3 bd · 2 ba · 2,159 sqft · $159/sqft · 147 DOM

5846 PRINCESS CAROLINE PLACESold · Feb ’26

$290,000

5846 PRINCESS CAROLINE PLACE · same community

3 bd · 2.5 ba · 2,037 sqft · $142/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 21824 TARTAN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21824 TARTAN STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

21824 TARTAN STREET FAQs

What would the monthly payment be for 21824 TARTAN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,151/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21824 TARTAN STREET?+

The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21824 TARTAN STREET?+

The most recent tax bill on record (2025) was $3,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21824 TARTAN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $389,000, this home is listed about 30% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21824 TARTAN STREET?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA PLUS REALTY, LLC · Tonya Tibbetts. MLS #G5116749.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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21824 TARTAN STREET, LEESBURG, FL — 3 Bed, 2.5 Bath — $389,000 | CENTURY 21 Edge