2984 SE 140TH LANE, SUMMERFIELD, FL, 34491
Active40 days on marketListed Sep 1, 2026MLS #G5116880
About this home
2984 SE 140TH LANE
Welcome home to 2984 SE 140th Lane, a brand new 2025 construction nestled on nearly a quarter acre in the peaceful Belleview Heights Estates community. This 3 bedroom, 2 bathroom home was thoughtfully built with quality finishes that go far beyond standard builder grade, making it the perfect place for a young family or couple ready to put down roots in Central Florida. From the moment you arrive, the curb appeal shines with a distinctive stone accent on the front façade, an upgraded garage door with windows for extra natural light, and a beautifully landscaped front yard. Step inside to soaring cathedral ceilings in the living and kitchen area, luxury vinyl flooring throughout, and modern LED lighting that fills the home with warmth and energy efficiency. The kitchen is truly the heart of this home, custom designed and site installed with spacious wood cabinetry built to maximize storage, stunning Premium Natural Quartz countertops, a ceramic tile backsplash, and a large pantry closet. Modern Samsung appliances complete the space, including a side by side refrigerator with water and ice dispenser and a sleek stainless steel electric range, ideal for family dinners and entertaining alike. Retreat to the primary suite featuring a private en suite bathroom with porcelain tile finishes, granite countertops, a wood vanity with double sinks, a glass shower door, and upgraded fixtures throughout. Two additional bedrooms offer flexible space for children, guests, or a home office. Enjoy Florida living both indoors and out with front and rear covered porches, automatic outdoor lighting for evenings on the patio, exterior lighting along the driveway and garage, and two outdoor faucets to make yard work effortless. The spacious backyard offers plenty of room to play, garden, or simply relax. Located just minutes from Belleview and easy access to major highways, this home offers a quiet, family friendly setting while keeping you within reach of everything Central Florida has to offer. Enjoy a quick commute to Ocala, an easy drive to The Villages for shopping, dining, and entertainment, and convenient access to both Orlando and Tampa for work, theme parks, airports, and big city amenities, all while coming home to the peace and space of a growing new community. This is more than a new build, it is a home crafted with real quality and thoughtful details from the ground up. Schedule your private showing today and see why this one won't last.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,475
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$192 vs $184
Days on market
40 vs 70 typical
Where $192/sqft sits among the 45 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 45
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 2984 SE 140TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$273,000
14089 SE 34TH TERRACE · same community
3 bd · 2 ba · 1,478 sqft · $185/sqft · 41 DOM
Sold · Feb ’26$260,000
12889 SE 41ST TERRACE · same community
3 bd · 2 ba · 1,439 sqft · $181/sqft · 68 DOM
Sold · Mar ’26$130,000
3048 SE 145TH STREET · same community
3 bd · 2 ba · 1,512 sqft · $86/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 2984 SE 140TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2984 SE 140TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2984 SE 140TH LANE FAQs
What would the monthly payment be for 2984 SE 140TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2984 SE 140TH LANE?+
The most recent tax bill on record (2024) was $164. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $283,000, this home is listed about 2% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2984 SE 140TH LANE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Edalys Ramos. MLS #G5116880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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