CENTURY 21 Edge
$239,9002 bd2 ba1,194 sqft$201 /sqft$1,885 /mo all-in ↓

15 COVE LANE, EUSTIS, FL, 32726

Active26 days on marketListed Aug 27, 2026MLS #G5116892

Priced 16% below the EUSTIS 32726 medianTownhouseLAKE WOODWARD COVE

About this home

15 COVE LANE

NEW IMPACT WINDOWS 2026, NEW ATTIC INSULATION 2026, UPDATED COTTAGE FEEL STYLE KITCHEN WITH BEAUTIFUL QUARTZ CONTERTOPS 2024, NEW HVAC IN 2025. Discover this beautifully updated 2-bedroom, 2-bath gem in the Shores of Lake Woodward, a peaceful townhouse community nestled along a stunning 80-acre spring-fed lake. From the moment you step inside, you’ll appreciate the fresh, comfy feeling. With 1,194 square feet of living space. This charming home feels spacious with its vaulted ceilings and open dining and living areas. The home features a new HVAC (2025), fresh finishes throughout. The kitchen updated in 2024 with quartz countertops, new range, new dishwasher and painted cabinets, with ample storage, including a pantry and island with cabinets and drawer storage. Spacious living areas are filled with natural light, creating a warm and inviting atmosphere. Both bathrooms have been tastefully refreshed, complementing the home’s clean, move-in-ready appeal. A lanai (sunroom) that is climate-controlled, looking out to a gated paver patio and garden making it a delightful space to enjoy. Outside, enjoy the manicured yard and a neighborhood that feels like a retreat. Conveniences surround this community of 43 lake access/front homes. Only 1 street with easy access to 441 shopping, restaurants, church, banking facilities, Christian school, children’s park & tennis courts. Residents can enjoy the community dock and gazebo by the spring-fed lake, a great spot for boating, tubing, fishing, or simply relaxing to watch breathtaking sunsets over the crystal-clear water. This home offers the perfect blend of comfort, thoughtful updates, within a small community. Additional notable features include new class A impact windows saving $ on homeowner insurance, energy costs and reducing outside noise. New storm door was added in 2025, new 15 inches of insulation to attic space. a walk-in primary bedroom closet and a linen closet. Fresh Sherwin Wiliams paint in kitchen, dining room and living room. This is a rare find in the historic town of Eustis at Lake Woodward Cove, just minutes from downtown Eustis and 10 minutes from downtown Mount Dora, both offering a variety of dining, shopping, and entertainment options, and less than an hour from Orlando attractions. Sold “as is” with right to inspect.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,194

Sqft

0.09 ac

Lot size

1986

Year built

One

Levels

$201

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBrick · Wood Siding
FoundationSlab
FacesSouth
ParkingAssigned
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$140/mo
Taxes (2025)$797/yr
PetsCats OK, Dogs OK, Yes
CommunityDock · Water Access · Deed Restrictions · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,885 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$66
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$1,885/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$66
HOA / condo fee$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$201 vs $197

Days on market

26 vs 41 typical

Where $201/sqft sits among the 193 Eustis actives

40
69 · this home
49
8
9
18
$105–159$159–213$213–266$266–320$320–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Drive times from this address

Downtown Orlando44 min
Universal Orlando48 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$342K$350K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

103 of 193

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

Aug 27, 2026Listed at $239,900 · 26 days on market since
1986Built · LAKE WOODWARD COVE

Reality check

What actually sold near 15 COVE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2721 BAY LAGOON WAYSold · May ’26

$250,000

2721 BAY LAGOON WAY

2 bd · 2 ba · 1,184 sqft · $211/sqft · 6 DOM

3545 PERKINS AVENUESold · Sep ’26

$272,000

3545 PERKINS AVENUE

2 bd · 2 ba · 1,176 sqft · $231/sqft · 53 DOM

2813 KURT STREET UNIT DSold · Sep ’25

$177,000

2813 KURT STREET UNIT D

2 bd · 2 ba · 1,220 sqft · $145/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15 COVE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15 COVE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15 COVE LANE FAQs

What would the monthly payment be for 15 COVE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,885/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15 COVE LANE?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15 COVE LANE?+

The most recent tax bill on record (2025) was $797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15 COVE LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $239,900, this home is listed about 37% below the Eustis median of $382,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15 COVE LANE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LIST NOW REALTY, LLC · Matt Buttner. MLS #G5116892.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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