4 BLUE GROTTO PLACE, PALM COAST, FL, 32137
Active23 days on marketListed Aug 28, 2026MLS #G5117110
About this home
4 BLUE GROTTO PLACE
Virtually Staged. Under Construction. The Delmar floor plan features a spacious design with three bedrooms, each thoughtfully positioned for privacy and convenience. The open-concept kitchen, dining area, and great room create a seamless and inviting space, perfect for gatherings and everyday living. A versatile flex room adds adaptability to suit your needs, while the three-car garage provides ample storage and convenience. The luxurious owner's suite, with dual walk-in closets and a spa-like bath, offers a serene retreat to unwind and recharge. SAMPLE IMAGE
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,567
Sqft
0.18 ac
Lot size
3
Garage
2026
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Palm Coast actives
$183 vs $225
Days on market
23 vs 48 typical
Where $183/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
221 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 BLUE GROTTO PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$492,024
66 REVERIE DRIVE · same community
3 bd · 2.5 ba · 2,588 sqft · $190/sqft · 0 DOM
Sold · Aug ’26$505,000
47 REVERIE DRIVE · same community
3 bd · 2.5 ba · 2,588 sqft · $195/sqft · 79 DOM
Sold · Jul ’26$484,900
20 ELLAVILLE DRIVE · same community
2 bd · 2 ba · 2,468 sqft · $196/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 BLUE GROTTO PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 BLUE GROTTO PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 BLUE GROTTO PLACE FAQs
What would the monthly payment be for 4 BLUE GROTTO PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill, the $216/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 BLUE GROTTO PLACE?+
The association fee works out to $216 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 BLUE GROTTO PLACE?+
The most recent tax bill on record (2024) was $3,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 BLUE GROTTO PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $469,990, this home is listed about 18% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4 BLUE GROTTO PLACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,990 runs 27% above the PALM COAST 32137 median — but at 2,567 sqft it's also 36% larger than the typical Palm Coast listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5117110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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