CENTURY 21 Edge
$115,0002 bd2 ba945 sqft$122 /sqft$1,596 /mo all-in ↓

758 ROYAL PALM CIRCLE, LARGO, FL, 33778

Active12 days on marketListed Sep 8, 2026MLS #G5117511

Priced 33% below the LARGO 33778 medianManufactured HomePALM HILL MOBILE HOME PARK

About this home

758 ROYAL PALM CIRCLE

Welcome to this 2 bedroom, 2 bathroom manufactured home located in Palm Hill Country Club, a 55+ community in Largo. This home offers several recent updates, including a new stainless steel range and microwave, updated light fixtures, new toilets, new flooring in both bedrooms, and newer windows. The home features a comfortable living and dining area with a built-in buffet with added storage, along with a back patio for outdoor seating and entertaining. A carport provides covered parking, while the exterior laundry/storage room adds convenient space for laundry, tools, and additional storage. Palm Hill Country Club is a 55+ cooperative community with a range of recreational amenities. Residents have access to a nine-hole par-30 golf course with pro shop, two clubhouses and recreation clubs, swimming pools and jacuzzis, three tennis courts, two bocce courts, shuffleboard courts, billiards rooms, horseshoe pits, pickleball, and two libraries. The community also offers a variety of resident activities and social events. Located in Largo with convenient access to shopping, dining, medical services, and Gulf Coast beaches.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

945

Sqft

0 ac

Lot size

1980

Year built

One

Levels

$122

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofRoof Over
ConstructionMetal Frame · Vinyl Siding
FoundationPillar/Post/Pier
FacesSouth
ParkingCovered
ExteriorStorage

Community & fees

HOA fee$595/mo
Taxes (2025)$1,357/yr
PetsNo
CommunityCommunity Mailbox · Deed Restrictions · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,596 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$677
FHA mortgage insurance (est.)$51
Property tax — 2025 actual bill$113
HOA fee — from the listing$595
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,025
Interest rate6.00%
Loan term

Estimated payment

$1,596/mo

Principal & interest$677
FHA mortgage insurance (est.)$51
Property taxes (actual bill)$113
HOA / condo fee$595
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $115K
$87KedgeAI estimate $92,074 · range $90K$97K$120K

vs edgeAI estimate

+24.9%

$/sqft vs Largo actives

$122 vs $222

Days on market

12 vs 54 typical

Where $122/sqft sits among the 400 Largo actives

113 · this home
87
82
40
42
36
$113–167$167–222$222–277$277–332$332–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Hill

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Palm Hill — neighborhood snapshot

Population

1,485

Median age

61

Median income

$56,382

Median home value

$129,997

Avg household

2

Households w/ children

82%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

217 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $115,000 · 12 days on market since
1980Built · PALM HILL MOBILE HOME PARK

Reality check

What actually sold near 758 ROYAL PALM CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11201 122ND AVENUE N UNIT 143Sold · May ’26

$200,500

11201 122ND AVENUE N UNIT 143

2 bd · 2 ba · 960 sqft · $209/sqft · 5 DOM

11201 122ND AVENUE N UNIT 127Sold · Aug ’26

$158,000

11201 122ND AVENUE N UNIT 127

2 bd · 2 ba · 960 sqft · $165/sqft · 97 DOM

11201 122ND AVENUE UNIT 159Sold · Apr ’26

$157,000

11201 122ND AVENUE UNIT 159

2 bd · 2 ba · 960 sqft · $164/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 758 ROYAL PALM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 758 ROYAL PALM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

758 ROYAL PALM CIRCLE FAQs

What would the monthly payment be for 758 ROYAL PALM CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,596/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 758 ROYAL PALM CIRCLE?+

The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 758 ROYAL PALM CIRCLE?+

The most recent tax bill on record (2025) was $1,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 758 ROYAL PALM CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $115,000, this home is listed about 60% below the Largo median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 758 ROYAL PALM CIRCLE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LARGO 33778 market on paper

$115,000 is 33% below the LARGO 33778 median of $171,950, and at $122/sqft it sits under the Largo average of $252.

02Know the monthly fee

The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Lena Morgan. MLS #G5117511.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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758 ROYAL PALM CIRCLE, LARGO, FL — 2 Bed, 2 Bath — $115,000 | CENTURY 21 Edge