408 S 12TH STREET, LEESBURG, FL, 34748
Active12 days on marketListed Sep 10, 2026MLS #G5117517
About this home
408 S 12TH STREET
ADORABLE AND AFFORDABLE!! This sweet 3 bedroom, 1 bath home boasting a one car garage with door opener, is ready for its new family! Fresh paint, Newer roof (2024), Newer HVAC (2022), Newer Double Pane Windows (2022), HWH 2016, NEW STOVE, NEW MICROWAVE! This home boast so much personality plus these important updates! From the minute you walk through the front door and notice the original HARDWOOD FLOORS and all the charm this home features, it will capture your heart! Enjoy a cozy electric fireplace in the Living room but be ready to entertain with plenty of space in the Family/Bonus room. This room can be a perfect space for homeschooling, a home office, a TV room, or HUGE playroom. Outside you will find a spacious fenced backyard with storage shed and extra parking with access to Carlton Ct. If you are ready to own your own home, tired of renting, and want a great investment, THIS HOME IF FOR YOU!!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,399
Sqft
0.21 ac
Lot size
1
Garage
1940
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,854 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,854/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Leesburg actives
$171 vs $168
Days on market
12 vs 57 typical
Where $171/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
243 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 S 12TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$200,000
1205 DELEON AVENUE · same community
3 bd · 1 ba · 1,110 sqft · $180/sqft · 131 DOM
Sold · Apr ’26$235,000
809 WILSON AVENUE
2 bd · 2 ba · 1,395 sqft · $168/sqft · 2 DOM
Sold · Jun ’26$303,000
2008 HOLLYWOOD
3 bd · 2 ba · 1,417 sqft · $214/sqft · 221 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 408 S 12TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 S 12TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
408 S 12TH STREET FAQs
What would the monthly payment be for 408 S 12TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,854/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 S 12TH STREET?+
The most recent tax bill on record (2025) was $2,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Leesburg?+
At $239,900, this home is listed about 20% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 408 S 12TH STREET?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Julie Townsend. MLS #G5117517.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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