2540 NE 77TH ROAD, WILDWOOD, FL, 34785
Active3 days on marketListed Sep 18, 2026MLS #G5117563
About this home
2540 NE 77TH ROAD
This brand-new, custom-built 2,678 sqft. home offers 4 bedrooms, 3 bathrooms, and an incredible detached 2,500 sqft. garage. With no HOA and no deed restrictions, the possibilities are wide open for your lifestyle, vehicles, hobbies, equipment, workshop, or recreational needs. The home welcomes you with beautiful oak hammocks, wraparound porches, extensive hardscape and landscaping, underground utilities, and a circular driveway connecting the home to the oversized detached garage. Built with quality and efficiency in mind, the home features spray-foam insulation, Rheem tankless gas recirculating water heater, PGT 6400 Series windows, custom double knotty alder entry doors, and impressive 10-foot ceilings. Inside, a floor-to-ceiling stone fireplace creates a stunning focal point. The kitchen is exceptionally appointed with new stainless-steel appliances, a gas range, pot filler, and an oversized pantry featuring a stainless three-bay sink, butcher block countertop, and live-edge wood shelving. The spacious bedroom layout provides large walk-in closets in every bedroom, along with a convenient Jack-and-Jill bathroom. The primary suite offers a massive walk-in closet and a beautifully appointed bath with dual shower heads and a large walk-in-style shower. Even the laundry room was designed with a busy household in mind, featuring gas stackable LG ThinQ smart, app-connected washer and dryer units for added convenience. Additional features include a 26KW whole-home generator, gas tankless water heater, and a three-phase water softening and filtration system. The system is located in the pump house, which also includes an outdoor shower for added convenience. The detached 2,500-square-foot garage is a standout feature, offering three bays, spray-foam insulation, reinforced flooring, and exceptional flexibility for storage, vehicles, boats, equipment, hobbies, or a workshop. Private, spacious, unrestricted, and custom from top to bottom, this is a truly unique Wildwood property that combines the freedom of acreage with the convenience of being in the heart of town.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,678
Sqft
1.29 ac
Lot size
3
Garage
2026
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,082 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,082/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.8%
$/sqft vs N/A
$308 vs $284
Days on market
3 vs 56 typical
Where $308/sqft sits among the 226 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $305K
Wildwood median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
119 of 226
N/A have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 229% above the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2540 NE 77TH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$530,000
4933 ROUND LAKE ROAD · same community
3 bd · 2.5 ba · 2,632 sqft · $201/sqft · 111 DOM
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2540 NE 77TH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2540 NE 77TH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2540 NE 77TH ROAD FAQs
What would the monthly payment be for 2540 NE 77TH ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2540 NE 77TH ROAD?+
The most recent tax bill on record (2025) was $1,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Wildwood?+
At $824,900, this home is listed about 180% above the Wildwood median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2540 NE 77TH ROAD?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$824,900 runs 229% above the WILDWOOD 34785 median — but at 2,678 sqft it's also 66% larger than the typical Wildwood listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Wildwood market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLAMINGO REAL ESTATE & MNGMT · Mark Doggett, II. MLS #G5117563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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