CENTURY 21 Edge
$900,0004 bd3 ba3,400 sqft$265 /sqft≈$5,458 /mo all-in ↓

1409 LAVILLA ROAD, PUNTA GORDA, FL, 33950

Active5 days on marketListed Sep 24, 2026MLS #G5117585

Single Family ResidenceNOT APPLICABLE

About this home

1409 LAVILLA ROAD

1409 LaVilla Road, Punta Gorda, FL 33950 4.65 Acres | RMF-5 Zoning | 2021 Custom Barn/Paddock | Separate Living Quarters | Gated Estate | No Wetlands A rare opportunity to own 4.65 acres of 100% usable land in Punta Gorda with desirable RMF-5 multifamily zoning, offering exceptional flexibility for future development, investment, multigenerational living, equestrian use, or a private estate. A custom barn/paddock built in 2021 with concrete floor, power and water further enhances the property’s versatility. The property also includes an approximately 1,000-square-foot attached mother-in-law suite/separate living quarters with private entrance, full kitchen and full bath. With independent access or entry through the main garage area, this space is ideal for extended family, guests, office, fitness space, or other permitted uses. Tucked behind a gated entrance and winding private drive, the property offers peaceful country seclusion just minutes from downtown Punta Gorda, I-75, SR 17, boating, dining, shopping and Southwest Florida’s Gulf Coast lifestyle. Once part of a historic Chilean pineapple farm, the acreage is framed by mature heritage oaks, producing mango trees, split-rail fencing with hog fencing and wide-open usable grounds. With no wetlands and RMF-5 zoning offering potential density of up to approximately 23 residential units based on acreage, subject to governmental approvals, density calculations and development requirements, the land presents compelling possibilities for investors and developers. The main residence features an open floor plan with brick propane fireplace, generous dining area and updated kitchen with Quartzite countertops, four-seat island with storage, Revel workstation sink and updated fixtures. Two oversized outdoor living areas—one screened and one enclosed with approximately 9-foot sliders—overlook the acreage. A flexible first-floor bedroom/office/gym is paired with a renovated full bath featuring a walk-in shower. The attached four-car garage/workshop provides exceptional space for vehicles, equipment, hobbies and storage. Additional property features include a chicken coop with dual automatic doors, oversized farm gates, RV hookup and concrete RV pad. Major improvements include a 2023 roof with heavy-duty architectural shingles, three new HVAC systems in 2024, 15 hurricane-impact windows, new LVP flooring throughout the main residence and apartment in 2024, updated water-heating systems, remodeled kitchen, renovated first-floor bath and custom architectural railing added in 2026. This is more than a residence—it is 4.65 acres of strategically located Punta Gorda land with RMF-5 zoning, custom barn/paddock, separate living quarters and an established estate already in place. The land is the opportunity. The flexibility makes it exceptional. Square footage is based on a previous MLS listing and should be independently verified by Buyer and/or Buyer’s representative. Information is deemed reliable but not guaranteed and should be verified by Buyer and/or Buyer’s Agent.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,400

Sqft

4.62 ac

Lot size

4

Garage

1972

Year built

Two

Levels

$265

Per sqft

FireplacePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingConverted Garage
ExteriorHurricane Shutters · RV Hookup · Storage

Community & fees

Taxes (2025)$1,250/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,458 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property tax — 2025 actual bill$104
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$5,458/mo

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property taxes (actual bill)$104
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$577KedgeAI estimate $619,263 · range $601K–$681K$936K

vs edgeAI estimate

+45.3%

$/sqft vs NOT APPLICABLE

$265 vs $358

Days on market

5 vs 64 typical

Where $265/sqft sits among the 9 homes for sale in NOT APPLICABLE

5 · this home
3
0
0
0
1
$120–379$379–637$637–896$896–1155$1155–1414$1414+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$345K → $330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

8 of 9

NOT APPLICABLE have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the Punta Gorda median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $900,000 · 5 days on market since
1972Built · NOT APPLICABLE

Reality check

What actually sold near 1409 LAVILLA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1926 TAYLOR ROADSold · Aug ’26

$674,000

1926 TAYLOR ROAD · same community

7 bd · 3.5 ba · 3,128 sqft · $215/sqft · 245 DOM

1662 ANCHORAGE STREETSold · Sep ’26

$2,930,000

1662 ANCHORAGE STREET · same community

5 bd · 4 ba · 3,871 sqft · $757/sqft · 0 DOM

904 NW 111TH LANESold · Sep ’26

$700,000

904 NW 111TH LANE · same community

2 bd · 2.5 ba · 2,880 sqft · $243/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1409 LAVILLA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1409 LAVILLA ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1409 LAVILLA ROAD FAQs

What would the monthly payment be for 1409 LAVILLA ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1409 LAVILLA ROAD?+

The most recent tax bill on record (2025) was $1,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1409 LAVILLA ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $900,000, this home is listed about 157% above the Punta Gorda median of $349,900. The market section on this page shows how the area is trending.

Listing courtesy of RE/MAX REALTY UNLIMITED · Tammy Campbell. MLS #G5117585.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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