1202 SUMTER STREET, LEESBURG, FL, 34748
Active8 days on marketListed Sep 14, 2026MLS #G5117700
About this home
1202 SUMTER STREET
Welcome to a uniquely flexible real estate opportunity, perfectly situated to enjoy the charm and convenience of the Leesburg, Florida area! This residence is not only the ideal single-family home but presents an exceptional dual-income or investment scenario. With excellent access to Highway 44, your commute and access to local amenities and the Harris Chain of Lakes is effortless. Step inside to discover a clever SPLIT-BEDROOM DESIGN for maximum privacy. Throughout the main living areas, you'll find the timeless appeal of ORIGINAL HARDWOOD FLOORING, lending warmth and character to the entire space. The central living room and kitchen feature an OPEN-CONCEPT floor plan, creating a wonderful area for entertaining and everyday life. The true highlight of this property is the PRIVATE master sanctuary. This expansive suite features its own dedicated entrance off the main entry hall, ensuring supreme separation from the rest of the home. It is further enhanced by its own MINI-SPLIT A/C system—a clever feature designed to enhance comfort while significantly helping to reduce utility expenses. With space available to integrate a small kitchenette, this independent area is perfectly configured to serve as a generous in-law apartment, an independent suite for extended family, or a high-demand studio rental for a potential income stream. Simply add the kitchenette and utilize the spacious backyard for dedicated parking, and you have a property that truly pays for itself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,214
Sqft
0.21 ac
Lot size
1946
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs Leesburg actives
$165 vs $167
Days on market
8 vs 57 typical
Where $165/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
240 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1202 SUMTER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$214,000
604 ROSS STREET · same community
3 bd · 2 ba · 1,095 sqft · $195/sqft · 69 DOM
Sold · Oct ’25$234,900
607 ROSS STREET · same community
2 bd · 1 ba · 1,051 sqft · $224/sqft · 154 DOM
Sold · Dec ’25$280,000
504 S 12TH STREET · same community
3 bd · 2 ba · 2,042 sqft · $137/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1202 SUMTER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1202 SUMTER STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1202 SUMTER STREET FAQs
What would the monthly payment be for 1202 SUMTER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1202 SUMTER STREET?+
The most recent tax bill on record (2024) was $2,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Leesburg?+
At $199,900, this home is listed about 33% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1202 SUMTER STREET?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IM REALTY · Ira Miller. MLS #G5117700.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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