10540 SE 42ND TERRACE, BELLEVIEW, FL, 34420
Active17 days on marketListed Sep 25, 2026MLS #G5117794
About this home
10540 SE 42ND TERRACE
WELCOME HOME! —BRAND NEW ROOF COMING OCTOBER 2026!— and SAVE $$$, with an ASSUMABLE MORTGAGE at a very LOW RATE!— This fabulous country-style home combines timeless charm, thoughtful updates, beautiful finishes, and an ideal floor plan—all located in the highly sought-after GATED MULTI-GENERATIONAL community of Cobblestone. Relax and enjoy the mature oak trees and your private, FENCED backyard from the spacious SCREENED-in back porch, with plenty of room to add a pool and create your own backyard oasis. You also have a fabulous large front porch for relaxation and there are NO NEIGHBORS across the street! Inside, you’ll find an abundance of space designed for comfortable living and entertaining. The home features 4 bedrooms and 3.5 baths, a welcoming oversized foyer, spacious great room, large formal dining room, and a wonderful kitchen showcasing gorgeous cabinetry and a generous breakfast nook. The split-bedroom floor plan offers excellent privacy, with 3 BEDROOMS ON FIRST FLOOR —including the primary suite — Upstairs, a private guest suite provides the perfect retreat for visitors or as an office, complete with TWO walk-in closets and full bathroom. The indoor laundry room is conveniently located near the half bath for easy access. — Tankless water heater 2024, NEW large AC unit 2022. — With its combination of character, space, privacy, and an outstanding gated-community setting, this Cobblestone home is ready to welcome you as the next owner! Schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,849
Sqft
0.36 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,599 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,599/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.6%
$/sqft vs Belleview actives
$184 vs $178
Days on market
17 vs 69 typical
Where $184/sqft sits among the 145 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $268K
Belleview median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
76 of 145
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 10540 SE 42ND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$432,000
4320 SE 106TH STREET · same community
4 bd · 3 ba · 2,848 sqft · $152/sqft · 63 DOM
Sold · Aug ’26$555,000
10384 SE 41ST TERRACE · same community
4 bd · 2.5 ba · 2,457 sqft · $226/sqft · 29 DOM
Sold · Nov ’25$379,900
4360 SE 106TH STREET · same community
3 bd · 2 ba · 1,907 sqft · $199/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10540 SE 42ND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10540 SE 42ND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10540 SE 42ND TERRACE FAQs
What would the monthly payment be for 10540 SE 42ND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,599/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10540 SE 42ND TERRACE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10540 SE 42ND TERRACE?+
The most recent tax bill on record (2025) was $284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10540 SE 42ND TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $525,000, this home is listed about 85% above the Belleview median of $283,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10540 SE 42ND TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Randy Fox. MLS #G5117794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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