
10594 NE 104TH CIRCLE, OXFORD, FL, 34484
Active4 days on marketListed Sep 17, 2026MLS #G5117898
About this home
10594 NE 104TH CIRCLE
Experience an exceptional blend of privacy, elegance, and convenience with this stunning estate situated on more than 7 beautifully landscaped acres. Located within an exclusive gated neighborhood of impressive estate homes, this remarkable 4-bedroom, 3.5-bath residence offers a rare opportunity to enjoy expansive acreage and a secluded setting while remaining just minutes from the abundant amenities of The Villages. From the moment you arrive, the property makes an impressive statement. A fully fenced and gated setting, mature landscaping, and picturesque grounds create a sense of privacy and distinction, setting the stage for the beautiful residence beyond. Inside, the home welcomes you with a spacious open-concept floor plan designed to complement both refined entertaining and comfortable everyday living. The expansive main living area is anchored by an inviting gas fireplace creating an eye catching focal point and a warm gathering space for family and guests. The seamless flow between the primary living spaces enhances the home’s open and airy atmosphere while showcasing views of the surrounding property. Large primary suite and three generously sized bedrooms and 3.5 baths provide exceptional accommodations for owners and guests. Thoughtfully designed living spaces offer every bedroom with either an en suite bath or a jack and jill bathroom. You will love to enjoy the evenings on your oversized screened in back patio with jacuzzi while overlooking the extraordinary backdrop of the backyard. Beautiful landscaping and expansive grounds surround the home, creating a peaceful private retreat with abundant space to enjoy outdoor living, recreation, and the natural beauty of the property. Adding to the property’s impressiveness is a detached 30’ x 24’ garage, offering substantial additional space for vehicles, recreational equipment, a workshop, hobbies, or additional storage. Need room for your horses? There is plenty of that here on his property! One of this homes greatest advantages is its exceptional location. Enjoy the privacy and serenity of acreage living without sacrificing access to everyday conveniences. The property is ideally positioned near The Villages, placing an incredible selection of shopping, dining, entertainment, golf, medical facilities, and other amenities within easy reach. Convenient access to both I-75 and Florida’s Turnpike also makes this an outstanding location for travel throughout Central Florida and beyond. Offering over 7 acres, a private fully fenced and gated setting, an elegant open floor plan, gas fireplace, detached garage, beautiful landscaping, and a premier location within a gated community of substantial estate homes, this property delivers the space and privacy that define exceptional estate living. A truly distinctive property where privacy, acreage, and refined living come together—close to everything, yet wonderfully removed from it all.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,776
Sqft
7.35 ac
Lot size
2
Garage
2018
Year built
One
Levels
$396
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,873 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,873/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oxford actives
$396 vs $205
Days on market
4 vs 57 typical
Where $396/sqft sits among the 65 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
The numbers that matter
The Oxford market
$335K → $345K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
38 of 65
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 172% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 10594 NE 104TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$980,000
10517 NE 27TH STREET · same community
3 bd · 3.5 ba · 3,705 sqft · $265/sqft · 65 DOM
Sold · Jun ’26$900,000
1679 E COUNTY ROAD 462
3 bd · 2.5 ba · 2,744 sqft · $328/sqft · 38 DOM
Sold · Apr ’26$1,025,000
2540 NE 108TH LANE
4 bd · 2.5 ba · 2,840 sqft · $361/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10594 NE 104TH CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10594 NE 104TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10594 NE 104TH CIRCLE FAQs
What would the monthly payment be for 10594 NE 104TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,873/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10594 NE 104TH CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10594 NE 104TH CIRCLE?+
The most recent tax bill on record (2025) was $3,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10594 NE 104TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $1,100,000, this home is listed about 170% above the Oxford median of $407,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 172% above the OXFORD 34484 median — but at 2,776 sqft it's also 44% larger than the typical Oxford listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Oxford market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MORRIS REALTY AND INVESTMENTS · Lauren Fickett. MLS #G5117898.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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