CENTURY 21 Edge
$299,9993 bd2 ba1,276 sqft$235 /sqft≈$2,445 /mo all-in ↓

306 LOCH LOW DRIVE, SANFORD, FL, 32773

Active2 days on marketListed Sep 25, 2026MLS #G5118083

Single Family ResidenceHIDDEN LAKE UNIT 1-C

About this home

306 LOCH LOW DRIVE

Virtually Staged. THIS ONE IS ALL ABOUT THE POSSIBILITIES! This 3-bedroom, 2-bathroom home offers 1,276 sqft of living space and is ready for someone to bring their personal style to it. The functional layout gives you a great foundation, while some cosmetic TLC and your own touches can transform this home into something that truly feels like yours. Situated on a corner lot at the end of a dead-end street, the property also offers an open backyard with Hidden Lake views and a rear view overlooking the community pool and recreation area. Inside, you'll find a functional layout featuring two living areas, a gallery-style kitchen, three bedrooms, and two bathrooms, giving you plenty of space for everyday living and entertaining. The kitchen offers a practical layout with all appliances included in the sale, making your move a little easier. And let's not forget the 2-car garage with additional storage space, providing room for vehicles, tools, hobbies, and all the extras that come with everyday life. Step outside to the covered, screened-in lanai and enjoy the open backyard and beautiful views. With the community pool and recreation area just beyond the property, you'll have a unique backdrop to enjoy Florida's outdoor lifestyle. Think of this home as your blank canvas. The foundation is here; you simply get to decide how you want the finished picture to look. Add your own colors, finishes, flooring, fixtures, and personal touches to create a space that reflects your style. Whether you're looking for a first home, primary residence, or investment opportunity, this property offers plenty of possibilities. And then there’s the LOCATION! Located in Hidden Lake, this established Sanford community captures the charm of Old Florida while putting you right in the heart of Central Florida convenience. You're approximately 3 miles from Sanford-Orlando International Airport, 3.5 miles from The Shoppes at Towne Center, and 5 miles from Historic Downtown Sanford, where you'll find local restaurants, breweries, nightlife, live music, unique shops, medical offices, and plenty more to explore. Convenient access to SR 417 and I-4 makes getting around Central Florida easy, whether you're commuting, heading toward Orlando, or exploring nearby cities. SunRail and Amtrak are also nearby, providing additional transportation options throughout the area. And when it’s time for fun, Orlando’s world- famous theme parks, including Walt Disney World, Universal Orlando, and SeaWorld are all within an easy drive, while Florida’s beautiful beaches are also within reach. The location is established. The setting is special. Now it's time to make the possibilities yours.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,276

Sqft

0.19 ac

Lot size

2

Garage

1979

Year built

One

Levels

$235

Per sqft

Pool & Tennis Court & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewPool · Tennis Court · Trees/Woods · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener · Off Street
ExteriorLighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$31/mo
Taxes (2025)$4,261/yr
PetsYes
CommunityClubhouse · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,445 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$355
HOA fee — from the listing$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,445/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$355
HOA / condo fee$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$216KedgeAI estimate $249,444 · range $225K–$274K$312K

vs edgeAI estimate

+20.3%

$/sqft vs Sanford actives

$235 vs $220

Days on market

2 vs 43 typical

Where $235/sqft sits among the 400 Sanford actives

82
111
82 · this home
76
23
26
$158–189$189–219$219–250$250–281$281–311$311+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hidden Lake

Drive times from this address

Downtown Orlando≈ 29 min
Orlando Int’l Airport (MCO)≈ 39 min
Universal Orlando≈ 41 min
Walt Disney World≈ 53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

Hidden Lake — neighborhood snapshot

Population

3,172

Median age

41

Median income

$67,526

Median home value

$235,259

Avg household

2

Households w/ children

465

For the school run

Seminole County School District

ElementaryWicklow Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryCrystal Lake Elementary School★★★★★
MiddleMillennium Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$354K → $385K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

221 of 400

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the SANFORD 32773 median. See the full Sanford market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $299,999 · 2 days on market since
1979Built · HIDDEN LAKE UNIT 1-C

Reality check

What actually sold near 306 LOCH LOW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

201 LOCH LOW DRIVESold · Feb ’26

$299,999

201 LOCH LOW DRIVE · same community

3 bd · 2 ba · 1,386 sqft · $216/sqft · 67 DOM

312 LOCH LOW LANESold · Sep ’26

$245,000

312 LOCH LOW LANE · same community

3 bd · 1 ba · 1,050 sqft · $233/sqft · 4 DOM

205 LOCH LOW DRIVESold · May ’26

$360,000

205 LOCH LOW DRIVE · same community

4 bd · 2 ba · 1,986 sqft · $181/sqft · 172 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 306 LOCH LOW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 306 LOCH LOW DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

306 LOCH LOW DRIVE FAQs

What would the monthly payment be for 306 LOCH LOW DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,445/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 306 LOCH LOW DRIVE?+

The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 306 LOCH LOW DRIVE?+

The most recent tax bill on record (2025) was $4,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 306 LOCH LOW DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $299,999, this home is listed about 22% below the Sanford median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 306 LOCH LOW DRIVE?+

Wicklow Elementary School (elementary), Seminole High School (high), Crystal Lake Elementary School (elementary), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OPTIMA ONE REALTY, INC. · Lindsey Barker. MLS #G5118083.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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