CENTURY 21 Edge
$799,0004 bd2.5 ba3,030 sqft$264 /sqft≈$5,252 /mo all-in ↓

2679 NE 108TH LANE, OXFORD, FL, 34484

Active24 days on marketListed Sep 22, 2026MLS #G5118096

Single Family ResidenceSUMTER CROSSING

About this home

2679 NE 108TH LANE

**LIVE THE GOOD LIFE—2.55 ACRES, GATED PRIVACY & JUST MINUTES FROM THE VILLAGES!** Welcome to this exceptional custom home nestled within the gated enclave of **Sumter Crossing**, where you can enjoy the freedom and privacy of 2.55 acres without giving up the convenience of being close to everything. With **4 bedrooms, 2½ baths, soaring ceilings, crown molding, beautiful porcelain tile floors, and a 3-car garage**, this home offers the space, quality, and flexibility that are hard to find. From the moment you enter through the custom double front doors, you’ll appreciate the bright, open design and attention to detail. The living room flows naturally into the formal dining room, with glass doors opening to the expansive covered porch. The family room opens to the kitchen and breakfast nook, creating the perfect gathering space for family and friends, while sliding glass doors provide an easy transition to the covered porch and fenced backyard. The gourmet kitchen is truly the heart of the home, featuring **custom cabinetry, abundant storage, granite countertops, double granite work surfaces, a cooktop with downdraft ventilation, double ovens, dishwasher, and a convenient eat-at bar**. Whether you’re preparing a quiet dinner or hosting a crowd, this kitchen delivers the space and functionality you need. The spacious primary suite is your private retreat, with plenty of room for a sitting area and a sliding glass door providing direct access to the patio. The luxurious primary bath features **dual vanities, a beautifully tiled shower, soothing soaker tub, and a huge walk-in closet**. Three additional generously sized bedrooms provide plenty of room for family, guests, hobbies, or a home office. Outside is where this property truly separates itself. The **fully fenced 2.55-acre homesite** provides privacy, room to roam, and the freedom to enjoy your property your way. Bring your **cars, motorcycles, boat, RV, golf cart, pets, and recreational toys**. The generous garage space provides exceptional flexibility for vehicles, storage, hobbies, or a workshop. And the location is hard to beat! Families will appreciate the proximity to **The Villages Charter Schools**, Highway 301, shopping, dining, medical facilities, and everything The Villages has to offer. For retirees and active adults, this property provides a rare combination: **acreage and privacy with the ability to accommodate your cars, motorcycles, boat or RV, while remaining close to The Villages, healthcare, restaurants, shopping, golf, recreation, and entertainment.** If you’ve been searching for **space without sacrificing convenience, privacy without being isolated, and acreage without giving up the lifestyle of The Villages**, your search may be over. **Come experience Sumter Crossing and discover what it means to truly LIVE THE GOOD LIFE!**

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,030

Sqft

2.55 ac

Lot size

3

Garage

2011

Year built

One

Levels

$264

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Off Street
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$4,572/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Golf Carts OK · Horses Allowed

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sprinkler Well · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,252 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$381
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,252/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$381
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$589KedgeAI estimate $681,403 · range $613K–$750K$831K

vs edgeAI estimate

+17.3%

$/sqft vs Oxford actives

$264 vs $210

Days on market

24 vs 79 typical

Where $264/sqft sits among the 68 Oxford actives

29
19
8 · this home
3
3
6
$145–195$195–244$244–294$294–344$344–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oxford

Drive times from this address

Downtown Orlando≈ 65 min
Universal Orlando≈ 67 min
Walt Disney World≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

The numbers that matter

The Oxford market

Seller’s marketBalanced — 6.3 months of inventoryBuyer’s market

$335K → $353K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

32 of 68

Oxford actives have cut their price

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 117% above the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

Sep 22, 2026Listed at $799,000 · 24 days on market since
2011Built · SUMTER CROSSING

Reality check

What actually sold near 2679 NE 108TH LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2540 NE 108TH LANESold · Apr ’26

$1,025,000

2540 NE 108TH LANE · same community

4 bd · 2.5 ba · 2,840 sqft · $361/sqft · 184 DOM

2587 NE 108TH LANESold · Sep ’26

$1,123,000

2587 NE 108TH LANE · same community

4 bd · 4.5 ba · 4,389 sqft · $256/sqft · 54 DOM

1679 E COUNTY ROAD 462Sold · Jun ’26

$900,000

1679 E COUNTY ROAD 462

3 bd · 2.5 ba · 2,744 sqft · $328/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2679 NE 108TH LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2679 NE 108TH LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2679 NE 108TH LANE FAQs

What would the monthly payment be for 2679 NE 108TH LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,252/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2679 NE 108TH LANE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2679 NE 108TH LANE?+

The most recent tax bill on record (2025) was $4,572. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2679 NE 108TH LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oxford?+

At $799,000, this home is listed about 111% above the Oxford median of $379,545. The market section on this page shows how the area is trending.

Listing courtesy of WORTH CLARK REALTY · Scott Hubbard. MLS #G5118096.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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